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The Covid 19 pandemic has posed numerous emotional and monetary challenges for Indian households. Lengthy home isolation and treatment periods have strained finances. Those above the age of 50 are particularly at risk for developing Covid-related complications, which can add to the financial burden. Choosing the right insurance plan can help cover you against such unforeseen situations.

Bajaj Finance brings you Group Activ Assure – Home Care Treatment from Aditya Birla Health Insurance Co. Ltd. The plan covers in-patient hospitalisation costs for Covid 19 and offers a 14-day home isolation service.

Plan details

The plan offers Covid-19 coverage and home isolation services with room rent expenses at a nominal premium of Rs. 1,698.

Eligibility: You are eligible for the Covid-19 home care treatment insurance if you are between 51 and 60 years of age as on your last birthday.

Validity: 1 year

What's covered

  • Money-in-bank

    Benefits available

    • Covid-19 coverage (in-patient hospitalisation indemnity payout)
    • Actual room rent expenses incurred by the policyholder 
    • Home isolation service for 14 days. The package offers a cover of up to Rs. 5,100
    • A waiting period of 15 days, if applicable

What's not covered

  • Hospitalisation for reasons other than Covid-19
  • Physical consultation (OPD)
  • Any pre-existing conditions, whether declared or not
  • Covid-19 diagnosis within the initial waiting period or quarantine within 15 days of the policy’s start date
  • Cohabitation
  • Unauthorised testing
  • Self-quarantine or quarantine at home

*For the complete list of exclusions, please refer to the policy wordings.

How to apply

1

Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.

2

Check and confirm your application by entering the OTP received on your mobile number.

3

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

4

You will receive the details of your membership via email/WhatsApp.

Claim process

You can raise a claim under this hospital insurance plan by contacting the insurer in one of the following ways:

Contact us

For queries related to coverage, exclusions, or claims, please write to us at wecare@bajajfinserv.in

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as the age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Aditya Birla Health Insurance Co. Ltd.Group Activ AssurePolicy, UIN: IRDAI/HLT/ABHI/PH(G)/V.I/18/2016-17. Please refer insurer’s website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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