When heart valves are damaged or become dysfunctional, they may need to be repaired or replaced. With Group Care 360 – Heart Valve Replacement/Repair Cover from Care Health Insurance Ltd., one may avail of coverage up to Rs. 3 lakh for in-patient hospitalisation and pre/post-hospitalisation costs incurred in the procedure.
Plan Details
| Sum Insured (Rs.) | Premium Including GST (Rs.) |
| Up to Rs. 1 Lakh | Rs. 271 |
| Up to Rs. 2 Lakh | Rs. 531 |
| Up to Rs. 3 Lakh | Rs. 684 |
Plan validity: The plan is valid for 1 year.
What's Covered
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Hospitalisation Expenses
Expenses up to Rs. 3 lakh (as per the chosen sum insured value) are covered under the plan, provided the diagnosis is supported by the clinical confirmation by an appropriate specialist doctor. The plan includes expenses incurred during the pre-and post-hospitalisation for a period of up to 30 days and 60 days, respectively.
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Diagnostics Tests
The cost of conducting diagnostic tests before (within the specified pre-hospitalisation period) or during the hospitalisation period is covered under the plan.
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Doctor’s Fees
Coverage for doctor’s fees can be availed of before, during and after hospitalisation.
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Expenses Incurred on Medication
Expenses towards the purchase of medicines related to hospitalisation are covered under the plan
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Treatment Charges
Treatment charges include hospital room rent, ICU, transfusion, doctor fees, medicines and tests.
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Ambulance charges
Expenses incurred on an ambulance for up to a maximum of Rs. 2,000 can be availed of under the plan.
What's not covered?
For a list of exclusions, please refer to the policy wordings.
How to Apply
1
Click on ‘Apply Now’ button and share your basic details in the online application form.
2
Check and confirm your application by entering the OTP received on your mobile number.
3
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
4
You will receive the details of your membership via email/whatsapp.
Claim process
Insurer’s email: – claims@careinsurance.com
Insurer’s toll-free number: – 1800-102-4488
Contact Us
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as the age of the insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post-sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.