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Heart Secure Plan

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Amid increasing healthcare expenses, it is important to get comprehensive coverage for heart-related diseases so you can focus on getting the best treatments without worrying about finances.
Bajaj Finance brings you Group Protect policy – Heart Secure policy from Aditya Birla Health Insurance Co. Ltd. which helps you to provide the cover for heart-related diseases.

Plan Details

Policy Tenure

Premium incl. taxes (Rs)

Rs. 1 lakh

Rs. 1358


Eligibility: This plan can be taken by individuals between the age of 18 and 55, as on the last birthday. 

Plan Validity: The plan is valid for a tenor of one year.

What's Covered

  • Money-in-bank

    Surgery/treatment benefits

    Here are some of the benefits covered under this plan.

    1. The heart secure cover offers a 100% payout.
    2. This policy covers up to 7 conditions. These are: 
    • First Heart Attack of specified severity
    • Open Chest CABG
    • Open Heart Replacement or Repair Of Heart Valves
    • Stroke Resulting in Permanent Symptoms
    • Implantable Cardioverter Defibrillator
    • Insertion of Pacemaker
    • Minimally Invasive Surgery of Aorta

What is Not Covered / Exclusions

Here's what is not covered in this plan.

  1. Any illness, sickness, or disease other than those specified as heart secure under this policy.
  2. Any pre-existing illness.
  3. The in-patient costs.
  4. Patients of age more than 55 years.

Waiting Period

The initial waiting period for this cover is 120 days, whereas the waiting period for the survival period is 30 days. 

*For a complete list of exclusions, please refer to the policy wordings.

How to apply


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email/WhatsApp.

Claim Process

You can raise a claim by reaching out to the insurer via one of the following ways:

Contact Us

In case you have any queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. Our partner Insurance Company provides the insurance coverage. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The benefits mentioned above and the premium amount are subject to various factors such as the age of insured, lifestyle habits, health, etc. (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance, and any claims post-sale. This product provides insurance coverage under Aditya Birla Health Insurance Co. Ltd. Group Protect Policy, UIN: ADIHLGP21056V022021. Please refer to the insurer's website for Policy Wordings. Purchase of this product is purely voluntary. BFL does not compel any of its customers to purchase any third party products mandatorily.

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