Health Package 1 Teleconsultation, Pharmacy&Path labs Cover

Teleconsultation, pharmacy, and path labs play a very crucial role in our medical system. These services are responsible for saving many lives but, they often require a substantial amount of funds. This can cause a dent on the patient’s pocket. However, patients can benefit from medical packages that provide discounts on pharmacy and path lab tests, as well as teleconsultation with doctors.

By paying just Rs. 354 you can benefit from Bajaj Finserv’s Health Package 1 which covers teleconsultation, pharmacy and path lab related expenses. The plan provides unrestricted teleconsultation with doctors for a year, up to 40% discounts on lab tests, and up to 20% discounts on pharmacy bills.

Here are the details of this plan.

Eligibility: Individuals who are 18 and above can apply for this plan. The age is considered as per your last birthday.

Plan Validity: The plan is valid for a tenor of one year.

Here’s what’s not covered in this plan.

Teleconsultation

1. All medicines/ tests being prescribed by the doctor for treatment or further diagnosis.
2. There will be times when the consulting doctor may not be able to provide an assessment using telehealth consultation. Doctors are trained to assess the appropriateness of conducting telehealth consultations on a case-by-case basis. They will ensure that each consultation meets the standards required for patient examination and evaluation: if they are unable to make a full, adequate assessment for advice, based on high-quality evidence, they will recommend the subscriber visit a doctor physically.
3. Tele consultations when the teleconsultation service identifies a medical emergency.

You can raise a claim by reaching out to Allianz Assistance via one of the following ways: 

• Allianz Assistance e-mail – connectathealth@allianz.com 

Allianz Assistance toll-free number – 1800 419 9039

In case you have any queries related to coverage, exclusions, or claims, please write to us at wecare@bajajfinserv.in

Disclaimer - Bajaj Finance Ltd. (BFL) is merely a distributor of this product, owned by AWP Assistance (India) Private Limited (AWP/Allianz Assistance). Issuance of this product is at the sole discretion of AWP. This product shall be governed by AWP product T&C’s and BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post-sale. This is not an insurance product.

Additional disclaimers – You must provide us with complete and accurate information when purchasing the membership and requesting a benefit. We may not be able to provide assistance or cover if you provide us with incorrect or incomplete information. This includes failure to cooperate in the settlement of the claim or failing to pass on important information or changes. If you or anyone acting on your behalf makes a claim which is in any way false or fraudulent or supports a claim with any false or fraudulent statement or document, you will lose all benefits you have paid for in this membership. We may also recover the cost of any previous benefits extended to you.

It is agreed by the subscriber that Allianz Assistance is authorized to subcontract the provision for part of the services to third-party service providers chosen by Allianz Assistance. Allianz Assistance is not and shall not be responsible for any sample collected, tests conducted, and reports generated by its network providers.

Allianz Assistance does not conduct diagnostic or medical or clinical test services. Allianz Assistance merely connects you with the partnered diagnostic lab to get your diagnostic test conducted. The medical/clinical test or diagnostic services are provided to you directly by the concerned laboratories or centres. Allianz Assistance makes no representations or claims, including as to the accuracy or quality, of the tests or results obtained by you from diagnostic laboratories/centres and shall not be responsible or liable for any defect or deficiency in the services provided to you by a diagnostic laboratory/centre.