Focusing on the present and future is essential, as both are equally important. While one progresses in the present, investing in the future is also important. HDFC Life Click2Wealth provides the insured person with an opportunity to secure their retirement, child's future, or any other heavy expenses. This insurance plan offers market-linked returns and offers life protection.
Only fund management charges are charged for managing your funds and mortality charges are charged for your life cover.
This policy gives you 1% of the annualised premium to your fund value for the first five years*.
*For single premium, the special addition is 1% of the single premium at inception only.
In the premium wavier option, the mortality charges for the insured is refunded. This benefit will not be available for all the policies, waiver of benefit is triggered due to death coverage.
The premium wavier benefit secures your loved ones in your absence.
This benefit enables you to invest a fixed amount at a regular interval. This will help you manage your other expenses.
Here’s a look at the details covered under the policy:
HDFC Life Click2Wealth | |
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Insurer name | HDFC Life Insurance Company Limited |
Policy type | Individual (self only)/family floater |
Types of plans | Invest plus Premium waiver option Golden years benefit option |
Entry age | Invest plus: 0-65 years Premium waiver option: 18-75 years Golden years benefit option: 99 years |
Maturity age | Invest plus: 18-75 years Premium waiver option: 18-75 years Golden years benefit option: 99 years |
Minimum premium including all taxes | For all plan types: Single: Rs. 24,000 Annual: Rs. 12,000 Half-yearly: Rs. 6,000 Quarterly: Rs. 3,000 Monthly: Rs. 1,000 |
Maximum premium including all taxes | For all plan types: No limit, subject to Board Approved Underwriting Policy (BAUP) |
Policy term | Invest plus: 10-40 years Premium waiver option: 10-40 years Golden years benefit option: 99 minus the age at entry |
HDFC Life Click2Wealth is a unit linked, non-participating, life insurance plan which comes with three plans namely – invest plus, premium waiver, and golden plus. The plans are available at affordable premiums starting from Rs. 2,000 including all taxes and offers a maximum coverage of Rs. 8.75 lakh.
The plan offers the below investment funds:
• Diversified equity fundHere are the steps to purchase the policy:
Here’s the list of mandatory documents required to purchase the policy:
Here’s how you can process the claim:
Cashless claims
The insured can avail the benefit of cashless treatment at any of the insurer’s network hospitals across the country. Here are the documents required for processing cashless claims:
Reimbursement claims
Here are the documents needed to process reimbursement claim
You will also need to submit self-attested copies of the following documents:
Here are some of the exclusions under this policy:
For claim/assistance, you can contact us/insurer through one of the following ways:
BFL Helpline Number: 08698010101
HDFC Life Helpline Number: 1800-266-9777
E-mail: wecare@bajajfinserv.in
Mailing address: Ground Floor, Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune – 411014.
Bajaj Finance Limited (BFL) is a registered corporate agent of third-party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Co. Ltd, ACKO General Insurance Co. Ltd., Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101.
Please note that BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. This product provides Life insurance coverage under the product name HDFC Life Click2Wealth (UIN:101L133V02). Please refer insurer's website for policy wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. BFL does not provide tax/investment advisory services. Please consult your advisors before proceeding to purchase an insurance product.
HDFC Life Insurance Company Limited (HDFC Life): CIN: L65110MH2000PLC128245, IRDAI Reg. No. 101.
Registered Office: 13th Floor, Lodha Excelus, Apollo Mills Compound, N. M. Joshi Marg, Mahalaxmi, Mumbai - 400 011. Email: service@hdfclife.com Tel. No: 1860 267 9999 (Mon-Sat 10 am to 7 pm) Local charges apply. Do not prefix any country code. e.g. +91 or 00. Website: www.hdfclife.com
The name/letters ‘HDFC’ in the name/logo of the company belongs to Housing Development Finance Corporation Limited (HDFC Limited) and is used by HDFC Life under an agreement entered with HDFC Limited.
HDFC Life Click2Wealth (UIN:101L133V02) is a unit-linked non-participating life insurance plan. For more details on risk factors, associated terms and conditions and exclusions please read the sales brochure carefully before concluding a sale.
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
• IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
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