Key Features
Choose to repay your interest on monthly, bi-monthly, quarterly, half-yearly or annually with principal repayment at maturity.
Get an quick gold loan without the need for multiple branch visits.
Get a gold loan at low interest rates.
Get a gold loan from ₹5,000 to ₹2 crore
Gold loan interest rate and applicable charges
| Types of fee | Applicable charges |
| Interest rate | 9.50% to 24% per annum |
| Processing fees | 0.20% of the loan amount (Inclusive of applicable taxes). Subject to a minimum Rs. 150/- (Inclusive of applicable taxes) & maximum of Rs. 1000/- (Inclusive of applicable taxes) and deducted upfront from loan amount. |
| Stamp duty (as per respective state) | Payable as per state laws and deducted upfront from loan amount |
| Penal charge | 3% per annum on outstanding balance. Penal charge will be over and above the interest rate which shall be applicable/chargeable in case of default in repayment of the outstanding dues post-maturity. |
| Convenience fee | Convenience fee of Rs. 149 (inclusive of applicable taxes) shall be levied for part release of ornament(s) pledged. |
| Pre-payment charges | Full Pre-payment: Nil, any time post disbursement of loan. Part Pre-payment: Nil, any time post disbursement of loan. |
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Disclaimer
Bajaj Finance Limited (BFL) has the sole and absolute discretion, without assigning any reason to accept or reject any application as per BFL policy. *