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Funeral expenses Coverage Plan

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Dealing with an accidental death of a loved one can be very daunting for a family. For individuals looking to get their families covered against the financial worries of planning a funeral, taking an insurance policy for funeral expenses, can be a good option.
FlexiCare Group Insurance Policy - Funeral Expenses Cover from Manipal Cigna Health Insurance covers costs incurred after the accidental death of the policyholder and reimburses the costs incurred during transportation of the remains, burial, cremation, or funeral.

Plan Details


Sum Insured up to

Rs. 1 lakh

Rs. 2 lakh

Rs. 3 lakh

Accidental death benefit

Funeral expenses cover

Rs. 10,000

Premium including GST

Rs. 54

Rs. 89

Rs. 124

Eligibility: You are eligible for Funeral Expenses Cover if you are between 18 and 65 years of age, as on the last birthday.

Plan Validity: The plan is valid for a tenor of one year.

What's Covered

  • Money-in-bank

    Accidental Death

    Suppose the insured person suffers from an accident covered under the policy that results in death. In that case, the insured person will receive the sum insured as per the certificate of insurance or the policy scheduled. The event must be covered under the insurance policy and should result directly in the policyholder passing away solely due to the injury within 365 days from the date of the accident. Once an insurance claim is accepted and paid under this benefit, it automatically terminates for the insured person.

  • Money-in-bank

    Funeral Expenses

    If during the policy year, the policyholder suffers an injury due to an accident covered under the policy and that results in the death of the policyholder, the expenses incurred will be paid as specified in the policy schedule towards:

    • Expenses incurred for preparing the body of the deceased for burial or cremation and transportation to the address mentioned in the policy schedule or home 
    • Funeral or cremation expenses in respect of the policyholder

What is Not Covered / Exclusions

  1. Medical treatment for any pre-existing diseases
  2. Death due to accidents caused due to adventure sports

*For a complete list of exclusions, please refer to the policy wordings.

How to apply


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email/WhatsApp.

Claim process

To raise a claim for your policy, you can contact the insurer via one of the following ways:

Contact Us

In case you have any queries about coverage, exclusions, or claims, please write to us at

Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

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