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Fixed Deposits For Securing Your Child’s Future

Fixed Deposits For Securing Your Child’s Future

Fixed Deposits (FDs) are one of the safest investment instruments in the financial market as they offer assured returns and let you build on your savings over a fixed period.

To ensure a secured future for your little one, invest in FDs. It will help you fulfil your child’s dreams, without having to take out money from your savings.

Fixed Deposits offer a higher rate of interest compared to saving accounts, ensuring better growth for your hard-earned money. With fixed deposits, you can secure your child’s future by paying for a professional course and fund education.

Fixed Deposits: How They Work?

Fixed Deposit is an investment instrument offered by banks and NBFCs that offers a higher interest rate compared to saving accounts until the date of maturity. You’re eligible to take a loan against the money you Invest In The FD Scheme. You can also opt for premature withdrawal, if the need arises.

Let’s look at how this works:

Suppose you deposit an amount of Rs. 2 lakh for 60 months at 7.6%. At the time of maturity, you’ll get an amount of Rs. 2,91,831. You either can take the money out or renew the scheme for an extended period. You can get higher rate of interests on renewing Bajaj Finance Fixed Deposits.

Why to Invest in Fixed Deposits?

You receive just 4% interest rate on your savings account, whereas fixed deposits with Bajaj Finance help you earn higher interests. Investing in fixed deposits can hence, be more profitable and help you ensure a safe future for your child.

You need to invest just once and you can keep renewing your FD, which will ensure that your base amount keeps increasing each time. This results in higher interest amount that can be utilized properly to ensure a safer future for your child.

If you invest early, you can reap more profits and grow your wealth to cater to your child’s future. You can start investing with just Rs. 25,000, which grows periodically.

Features of Fixed Deposit Schemes:

  • Greater interest rate: It offers a high interest rate and this rate varies. Bajaj Finance FDs are amongst the ones with the highest interest rates in the market.

  • Extend the maturity date: You can keep extending the maturity date of your FD scheme till your child requires the money.

  • In case of emergencies: You can take a loan on your FD scheme in case of a financial crunch or medical emergencies.


Advantages of Fixed Deposit Schemes:
  • Secure your child’s future: By investing in a Fixed Deposit scheme now, you can be at peace, and stop worrying about your child's future.

  • Hassle-free: The best part about investing in a Fixed Deposit scheme is that you investments.

  • Start early: Invest early so you have a lot of time to save up for your child’s future.

  • A low minimum amount: With Bajaj Finance, you can invest with just Rs. 25,000 in an FD scheme, ensuring easy monetary outflows. invest only once, unlike saving schemes where you need to make regular

Here’s a look at the different interest rates offered by Bajaj Finserv



Tenor in months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half Yearly Yearly
12 – 23 25,000 8.00% 7.72% 7.77% 7.85% 8.00%
24 – 35 8.15% 7.88% 7.93% 8.00% 8.15%
36 – 60 8.60% 8.28% 8.34% 8.42% 8.60%
Special tenor scheme
15 Months 1,00,000 8.05% 7.77% 7.82% 7.89% 8.05%

You can also utilize the FD Calculator to compute the total returns you can get on your fixed deposits. The easy-to-use FD calculator can be utilized with the following steps:


  • Choose your customer type, i.e. New Customer/Existing Loan Customer/Senior Citizen

  • Choose the type of fixed deposit that you want, i.e. cumulative or non-cumulative

  • Choose your fixed deposit amount

  • Choose the tenor of the fixed deposit

  • You will automatically see the interest amount and total amount earned at maturity

  • Bajaj Finance FDs are undoubtedly one of the best and safest investment avenues you have in the market to secure your child’s future. While choosing an FD, it’s important that you get a high interest rate, as else, the very purpose of the investment fails.

    Being a company FD, Bajaj Finance FDs ensure higher returns. Apply online today to start saving for your child. In events of something unfortunate happening to you, you can be at peace that your child will live with pride and fulfil her dreams.