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Bajaj Finance Best Investment Plans

Fixed Deposit: UP TO 8.95%* Return

Features and Benefits

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Invest in a Fixed Deposit to grow your savings, with high stability and safety of principal amount. As one of the safest investment options, fixed deposit enables you to take control of your investments with flexibility and offers guaranteed returns. You can easily choose a tenor between 12 months and 60 months, as per your financial needs.

Bajaj Finance Fixed Deposit offers attractive FD interest rates of upto 8.95%, so you can easily multiply your savings. Investing in a Bajaj Finance Fixed Deposit is very easy, and you can check your final maturity amount using an FD Calculator, before you start investing. Bajaj Finance FD offers some of the best features and benefits, so you can enjoy a hassle-free investment experience.

  • Features and Benefits of Bajaj Finance Fixed Deposits

  • Upto 8.95% Return on Fixed Deposit

    Bajaj Finance Fixed Deposit offers a lucrative interest rate of 8.60%, which can go up to 8.95%, so you can plan and manage your expenses easily. With a high interest rate on FD, you can accumulate your wealth and grow your corpus. These stable returns make Bajaj Finance FDs one of the best investment avenues for growing your savings easily.

  • Higher Interest Rates for Senior Citizens

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    For senior citizens seeking safe investment avenues to invest their life savings, Bajaj Finance Fixed Deposit offers the benefit of high safety with additional returns of 0.35% over and above the regular interest rate. Senior citizens can also choose the option of periodic payouts, to fund regular expenses. Find out more about the Senior Citizen Fixed Deposits.

  • Minimum deposit of Rs. 25,000

    The minimum deposit required to invest in a Bajaj Finance Fixed Deposit is Rs. 25,000, which makes it easier to invest. With this minimum deposit amount, you can start investing any time, without having to wait to accumulate a larger corpus. Even with a smaller minimum deposit amount, you can ladder your investments, and earn better returns.

  • High Stability and Credibility

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    As the only Indian NBFC with an international rating of ‘BBB’ by S&P Global, Bajaj Finance Fixed Deposit is one of the safest investment options for investors, regardless of their risk type. Bajaj Finance Fixed Deposit has the highest stability ratings with CRISIL’s FAAA/Stable rating and ICRA’s MAAA (stable) rating, so your investments are never at risk.

  • Invest using debit card

    Invest using debit card

    Invest in FDs using debit cards (available in select locations only).

  • Auto renewal

    Auto renewal

    Opt for auto-renewal while investing in FDs and save the hassle of filling in the renewal form again during maturity.

  • Multi deposit facility

    Multi deposit facility

    Invest in multiple deposits through a single cheque payment. You can opt for different tenors and interest payment frequencies for each of these deposits. In case you need urgent cash, you can prematurely withdraw from a single deposit, without having to break all other deposits.

  • Online Application Process

    With Bajaj Finance, you can easily invest in FD with an easy online application process, which saves you time and trouble. You can save the hassle of submitting lengthy documentation or waiting in queues for opening your Fixed Deposits with Bajaj Finance.

  • Online Loan against Fixed Deposit

    In case of emergencies, you need not liquidate your savings. Instead, opt for an instant online loan against fixed deposit, where you can take a loan up to Rs. 4 lakh.

  • Assured Returns

    No influence of market fluctuations, so you get assured gains on your investment.

  • Flexible Tenors

    With Bajaj Finance Fixed Deposits, you can choose tenor between 12 and 60 months, to suit your financial needs. This can impact your liquidity needs, and help you ladder your investments, so that you can enjoy a higher cash inflow. What else, we also have a 15 month special tenure FD which offers 0.05% more than the ROI of a 12 month FD.

  • Fixed Deposit Calculator

    With the easy to use Bajaj Finance FD Calculator you can evaluate your returns in advance, before making an investment. This helps you get clarity on your investments and helps you plan your finances easily.

    With Bajaj Finance Fixed Deposit, experience profitable and hassle-free investing at its simplest. With an interest rate of 8.60%, get one of the best returns on your fixed deposit. With the highest stability ratings from ICRA and CRISIL, Bajaj Finance Fixed Deposit is the safest investment option for you to grow your savings easily.

Fixed Deposit FAQs

How much amount can be deposited in fixed deposit?

The minimum amount required to open a Bajaj Finance Fixed deposit account is Rs 25,000

Can I get monthly interest on FD?

Yes, you can surely get monthly interest on your FD. Check FD Monthly Interest Rates using our FD Calculator

How can I invest in FD?

Here are the steps to open a Bajaj Finance Fixed Deposit Account Online

  • Step 1: Fill the online application form and deposit the money via net banking, RTGS/NEFT or cheque
  • Step 2: Access your filled-out form by clicking on ‘Save as PDF’. Our representative will get in touch with you for document collection
  • Step 3: Print and sign your application form, affix your photographs, and keep your KYC documents ready
  • Step 4: Submit the documents with a CTS compliant cheque to our representative. Your FD has now been booked.

What is the minimum period for a fixed deposit?

The minimum period for a Bajaj Finance Fixed Deposit is 12 Months.

What happens to FD after maturity?

You can always consider renewing your Bajaj Finance Fixed Deposit, as you approach the maturity period. However, in case you don’t choose to renew your Bajaj Finance Fixed Deposit, you can receive the final maturity amount directly in the bank account linked with your FD.

What is the FD full form in investment terms?

The full form of FD is fixed deposit, and it is a type of high-yielding deposit offered by banks and NBFCs in India. FD is one of the best investment instruments for risk-averse investors seeking fixed returns.
While they are offered by both – banks and NBFCs, FDs offered by NBFCs offer higher returns. When choosing the right NBFC to invest in FD, it is advisable to check the interest rates and research about the safety of your deposit. To safeguard your deposit, you can choose NBFCs with high safety ratings by credit rating agencies like CRISIL and ICRA.
Consider investing in a Bajaj Finance Fixed Deposit to get high returns on your investment, while ensuring the highest safety of your FD. Get guaranteed returns up to 8.95%, by investing in a Bajaj Finance FD.

Fixed Deposit Calculator

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