Fixed Deposit in Noida


Noida stands for New Okhla Industrial Development Authority, and it is a planned city that lies in close proximity of New Delhi. Though Noida lies in Uttar Pradesh, the city is very well a part of the National Capital Region (NCR). Recently, there’s been quite a development in terms ofreal estate growth in Noida.

Many people are migrating to Noida because it’s a major industrial junction and offers the job to many people. Hence, the economic value of the city is also on the rise.

Investment options in Noida

Noida residents looking to put in their money for investment purposes can look up to schemes such as:

Real estate – Long-term investments in real estate can easily bring in cheers and offer a bigger ROI if utilized and sold as an asset at the correct time.
Mutual funds – Mutual funds’ ROI is also not fixed and impacted by market conditions although it brings in a higher interest rate.
Stocks – Stocks may or may not offer you good ROI as they are dependent on market fluctuations.
Fixed deposits – Fixed deposits remain as one of the best investment schemes when it comes to giving substantial returns along with higher interest rates.

Features of Bajaj Finance Fixed Deposit

Interest Rate Ranging from 5.65% to 6.75%
Minimum Tenor 1 Year
Maximum Tenor 5 Years
Deposit Amount Min- Rs. 25,000
Application Process Easy online paperless process
Online Payment Options Netbanking and UPI

  • Fixed deposit features and benefits in Noida

    The people of Noida can easily rely on multi-featured benefits of Bajaj Finance Fixed Deposits, such as:

  • Senior citizens can enjoy more profits


    Being a senior citizen helps in gaining more out of your FD investment, as you can seize an additional 0.25% on your FD interest. For more information check FD (Fixed Deposit) for Senior Citizen.

  • You do not need a sea of money to open an FD

    If you have Rs. 25,000, it’s more than enough to help you open an online fixed deposit with Bajaj Finance.

  • Fixed deposit calculator provision


    FD Calculator lets you know an exact FD ROI, even before investing. You can evaluate returns once you put your deposit money and tenor on the online tool.

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    Online account management

    You can log in to your FD account via the digital customer portal of Bajaj Finance anytime and anywhere to keep yourself updated on its progress.

Eligibility criteria details for Noida


Noida residents can start a FD with Bajaj Finance and should invest at least Rs. 25,000. Here are some major eligibility criteria:

  • Resident Indian citizen

  • Hindu Undivided Family (HUF)

  • Companies along with group companies, partnership firms, and sole proprietorship

  • Family trusts

  • Societies, clubs, and associations

Increase your investments with Bajaj Finance FDs

Not only in Noida, but you can also avail Bajaj Finance Fixed Deposit facility in Lucknow, Allahabad, Varanasi, Agra, Ghaziabad and more cities and enjoy greater ROI.

FD Rates in Noida

Investing in an FD in Noida enables you to benefit from better rates and flexibility to suit your needs and financial status. Bajaj Finance Fixed Deposits in Noida enable you to grow your savings, choose your tenor and periodic interest payouts as well.

You can choose from the Cumulative and Non-Cumulative Fixed Deposits, which come with a suite of enticing features and benefits.

Annual rate of interest valid for deposits up to Rs.5 crore (w.e.f 12 May 2021)

Tenor in Months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half Yearly Annual
12 – 23 25,000 5.65% 5.51% 5.53% 5.57% 5.65%
24 – 35 6.10% 5.94% 5.97% 6.01% 6.10%
36 - 60 6.50% 6.31% 6.35% 6.40% 6.50%

Check FD Interest Rate Calculate Maturity Amount Invest in FD

Rate benefits basis customer category (w.e.f 12 May 2021) :

+ 0.25% for senior citizens

+ 0.10% for customers opening FD through online mode

Note: Senior citizens investing in a Bajaj Finance online FD will only receive one benefit (rate benefit of 0.25%), regardless of the mode of investment


+0.10% over and above the applicable rate of interest/card rate at the time of renewal of deposit. In case of online renewal, only one benefit (renewal benefit of 0.10%) will be extended.

Features and Benefits

Investing in Bajaj Finance FDs in Noida can help you reap the following benefits:

  • High Stability and Credibility

Bajaj Finance is known for its high stability and rating, with ICRA’s MAAA (Stable) rating and CRISIL’s FAAA/Stable rating. Your investments are hence, never at risk, with Bajaj Finance.

  • High Return on Your Investment

With Bajaj Finance Fixed Deposits, you can enjoy one of the best returns in the industry, which can help you grow your corpus easily.

  • Assured Returns

There is no risk to your principal amount with Bajaj Finance Fixed Deposits. You can look for assured returns, which are not influenced by market forces.

  • Loan against Fixed Deposit

There is no need to break your fixed deposits before maturity, as Bajaj Finance also offers a loan against your fixed deposits.

Bajaj Finance FDs are also available in Lucknow, Allahabad, Varanasi, Agra, Ghaziabad and more cities and enjoy greater ROI.

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