Fixed Deposit in Chandigarh
Chandigarh is one of the most well-planned cities in India. The city is a Union Territory and is the capital of Punjab and Haryana. Located at the foothills of the Himalayas, Chandigarh is the gateway to the hills, which comprise some of the most scenic beauties and enthralling sights.
Chandigarh is a city, which is so well managed and maintained with a lavish infrastructure. It is often called a ‘pensioner’s paradise’.
Investment Options In Chandigarh
Here are some of the best investment options in Chandigarh:
Savings Account – With no risk to your capital amount, you can look for a low-risk investment option with savings account. Get a nominal rate of interest to grow your savings, without any effect of market forces.
Mutual funds – Mutual funds offer higher returns, which are not always guaranteed, because of greater effect of market forces.
Treasury Bills – You can also look for investing in government bonds and treasury bills, which are issued at discount and are redeemable at face value. However, when investing, make sure you invest in multiples of Rs. 25,000 to buy them from the government.
Fixed deposits – If you’re looking for a low-risk investment option that helps you grow your savings, fixed deposits in Chandigarh are your best bet. Get high stability and credibility by investing in Bajaj Finance Fixed Deposits.
Features Of Bajaj Finance Fixed Deposit
| Interest Rate | Ranging from 5.65% to 6.75% |
|---|---|
| Minimum Tenor | 1 Year |
| Maximum Tenor | 5 Years |
| Deposit Amount | Min- Rs. 25,000 |
| Application Process | Easy online paperless process |
| Online Payment Options | Netbanking and UPI |
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Features And Benefits
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Higher rates for seniors
With the senior citizen fixed deposit, you get an additional 0.25% interest rate on the base rate offered.
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Online calculator
Use the online FD calculator to accurately estimate your earnings for any tenor and deposit amount.
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Digital customer portal
Access the 24-7 online customer account and track your Bajaj Finance FD at any time.
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Easy investment
Investments starting at just Rs. 25,000, making it an ideal investment option for young investors.
Eligibility Criteria
Chandigarh residents willing to invest in Fixed Deposit by Bajaj Finance, need to invest a minimum amount of Rs. 25,000. To start investing, you must be either of the following:
- Resident Indian citizen
- Hindu Undivided Family (HUF)
- Companies along with group companies, partnership firms, and sole proprietorship
- Family trusts
- Societies, clubs, and associations
Maximise Your Savings With Bajaj Finance Fds
Bajaj Finance Fixed Deposit is also available in Amritsar, Jalandhar, Ludhiana and many more cities.
FD Rates in Chandigarh
Here’s a lowdown on the attractive interest rates offered by Bajaj Finance Fixed Deposit:
Annual rate of interest valid for deposits up to Rs. 5 crore (w.e.f. 12 May 2021) |
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|---|---|---|---|---|---|---|
| Tenor in Months | Minimum deposit (in Rs.) | Cumulative | Non-Cumulative | |||
| Monthly | Quarterly | Half Yearly | Annual | |||
| 12 – 23 | 25,000 | 5.65% | 5.51% | 5.53% | 5.57% | 5.65% |
| 24 – 35 | 6.10% | 5.94% | 5.97% | 6.01% | 6.10% | |
| 36 - 60 | 6.50% | 6.31% | 6.35% | 6.40% | 6.50% | |
Rate benefits basis customer category (w.e.f. 12 May 2021):
+ 0.25% for senior citizens
+ 0.10% for investing online
Note: Senior citizens investing in a Bajaj Finance online FD will only receive one benefit (rate benefit of 0.25%), regardless of the mode of investment
Renewal:
+0.10% over and above the applicable rate of interest/card rate at the time of renewal of deposit. In case of online renewal, only one benefit (renewal benefit of 0.10%) will be extended.
To book an FD with Bajaj Finance in Chandigarh, visit the address mentioned below:
Bajaj Finance Limited
1st And 2Nd Floor, Plot No Sco - 26, Sector - 26, Chandigarh - 160 002.
