Fixed Deposit in Bardhaman - Schemes, Interest Rates & Branch Address
Bardhaman has a rich and multifarious diversity, with industrialisation growing at a rapid pace. With higher growth, Bardhaman attracts several investment opportunities, which has led to popularity of Fixed Deposits.
Fixed Deposits are reliable investment options that enable you to earn a higher interest rate than savings accounts.
Features of Bajaj Finance Fixed Deposit
| Interest Rate | Ranging from 5.65% to 6.75% |
|---|---|
| Minimum Tenor | 1 Year |
| Maximum Tenor | 5 Years |
| Deposit Amount | Min- Rs. 25,000 |
| Application Process | Easy online paperless process |
| Online Payment Options | Netbanking and UPI |
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Fixed deposit features and benefits in Bardhaman
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High interest rates with Bajaj Finance FDs
Leverage one of the highest interest rates in the country, when investing in Bajaj Finance FDs in Bardhaman. On renewing your FDs, you can get a higher interest rate.
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Flexible Tenors
Choose your own tenor, which ranges between 12 and 60 months so you can plan your financial needs easily.
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Higher Interest Rates for Senior Citizens
For senior citizens, the interest rate is 0.25% higher than the usual interest rate, which ensures higher growth of savings over time. For more details visit our dedicated page for Senior Citizen Fixed Deposit.
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Easy Online Application Process
Bajaj Finance FDs in Bardhaman enable you to save time and trouble with a quick and easy online application process.
FD Rates in Bardhaman
Fixed Deposits in Bardhaman are of two types:
Annual rate of interest valid for deposits up to Rs.5 crore (w.e.f 12 May 2021) |
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| Tenor in Months | Minimum deposit (in Rs.) | Cumulative | Non-Cumulative | |||
| Monthly | Quarterly | Half Yearly | Annual | |||
| 12 – 23 | 25,000 | 5.65% | 5.51% | 5.53% | 5.57% | 5.65% |
| 24 – 35 | 6.10% | 5.94% | 5.97% | 6.01% | 6.10% | |
| 36 - 60 | 6.50% | 6.31% | 6.35% | 6.40% | 6.50% | |
Rate benefits basis customer category (w.e.f 12 May 2021):
+ 0.25% for senior citizens
+ 0.10% for customers opening FD through online mode
Note: Senior citizens investing in a Bajaj Finance online FD will only receive one benefit (rate benefit of 0.25%), regardless of the mode of investment
Renewal:
+0.10% over and above the applicable rate of interest/card rate at the time of renewal of deposit. In case of online renewal, only one benefit (renewal benefit of 0.10%) will be extended.
