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FD Schemes in Bardhaman

Fixed Deposit in Bardhaman - Schemes, Interest Rates and Branch Address

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Bardhaman has a rich and multifarious diversity, with industrialisation growing at a rapid pace. With higher growth, Bardhaman attracts several investment opportunities, which has led to popularity of Fixed Deposits.

Fixed Deposits are reliable investment options that enable you to earn a higher interest rate than savings accounts.

  • Fixed deposit features and benefits in Bardhaman

  • High interest rates with Bajaj Finance FDs

    Leverage one of the highest interest rates in the country, when investing in Bajaj Finance FDs in Bardhaman. On renewing your FDs, you can get a higher interest rate.

  • Flexible Tenors

    Choose your own tenor, which ranges between 12 and 60 months so you can plan your financial needs easily.

  • Higher Interest Rates for Senior Citizens

    For senior citizens, the interest rate is 0.35% higher than the usual interest rate, which ensures higher growth of savings over time. For more details visit our dedicated page for Senior Citizen Fixed Deposit.

  • Easy Online Application Process

    Bajaj Finance FDs in Bardhaman enable you to save time and trouble with a quick and easy online application process.

FD Rates in Bardhaman

Fixed Deposits in Bardhaman are of two types:

  • Cumulative FDs – You should invest in Cumulative FDs, if you want to build a corpus and save a large amount of money. You can withdraw the total interest and principal amount at maturity.

  • Non-Cumulative FDs – Meet your daily expenses with regular interest payouts, by investing in Non-Cumulative FDs.

Fixed Deposit Interest Rates 2019

Tenor in Months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half Yearly Annual
12 – 23 25,000 8.00% 7.72% 7.77% 7.85% 8.00%
24 – 35 8.05% 7.77% 7.82% 7.89% 8.05%
36 - 60 8.35% 8.05% 8.10% 8.18% 8.35%

Rate benefits basis customer category (w.e.f. 03 Sep 2019):

+ 0.35% for senior citizens

+ 0.10% for Bajaj Group employees, Bajaj Finance Ltd customers and Bajaj Allianz Life Insurance existing policyholders


Renewal:

+0.10% over and above the rate of interest at which the deposit is booked