Fixed Deposit in Ludhiana


Ludhiana is a key industrial pocket in the north Indian state of Punjab. The city is known all over for its bicycle and hosiery industries. Ludhiana is a small town but with a big heart. It provides ample job opportunities to migrants from all over India in its various industries.

The people, foods, culture and everything seems just perfect for this Punjab town. Earning money in Ludhiana can also help you save and embark on an investment journey over time.

Investment options in Ludhiana

Ludhiana residents can easily start investing in various investment plans such as:

Real estate – You can easily start investing in real estate and earn huge ROI over time. The ROI on real estate can grow over time, if you wait for the right time.
Mutual funds – Mutual funds can offer you good ROI if you leave it for some time. However, the ROI is not fixed and is strongly impacted by market fluctuations.
Stocks – Stocks can also offer higher interest rate but their ROI is also affected by market conditions.
Fixed deposits – Since fixed deposits offer a higher interest rate along with a fixed ROI over a tenor, they are considered as one of the most lucrative investment options.

Features of Bajaj Finance Fixed Deposit

Interest Rate Ranging from 5.65% to 6.75%
Minimum Tenor 1 Year
Maximum Tenor 5 Years
Deposit Amount Min- Rs. 25,000
Application Process Easy online paperless process
Online Payment Options Netbanking and UPI

  • Fixed deposit features and benefits in Ludhiana

    Bajaj Finance fixed deposit in Ludhiana plans can hand you many enriching features and benefits such as:

  • Assured Returns

    Investing in Fixed Deposit in Ludhiana can be very beneficial, as you can look for assured returns on your investments.

  • Minimum deposit of Rs. 25,000

    If you’re waiting to accumulate a larger sum of money for your FD investment, Bajaj Finance FDs in Ludhiana enable you to start investing with just Rs. 25,000.

  • FD calculator facility


    Fixed Deposit Calculator is an online tool to help people know how much they can earn on their investments. Once you enter your deposit amount and the tenor, an online FD calculator will show you the exact profit that you will earn after the tenor ends.

  • mortgage loan emi calculator

    Online account access

    Bajaj Finance offers you an online account access to your fixed deposit account via its digital customer portal. It also helps you keep a steady progress of the FD amount.

Eligibility Criteria


Residents of Ludhiana willing to multiply their savings with Bajaj Finance FD would need to invest at least Rs.25, 000. Here are other leading eligibility criteria.
You must be either of the following:

  • Resident Indian citizen

  • Hindu Undivided Family (HUF)

  • Companies along with group companies, partnership firms, and sole proprietorship

  • Family trusts

  • Societies, clubs, and associations

Multiply your savings by investingin Bajaj Finance FDs

Bajaj Finance FD Scheme is available not just in Ludhiana, but also in Chandigarh, Amritsar, Rohtak and many more cities. Start investing today and see your money grow.

FD Rates in Ludhiana

Bajaj Finance fixed deposit in Ludhiana scheme offers high profit and better ROI figure over a tenor.

Annual rate of interest valid for deposits up to Rs.5 crore (w.e.f 12 May 2021)

Tenor in Months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half Yearly Annual
12 – 23 25,000 5.65% 5.51% 5.53% 5.57% 5.65%
24 – 35 6.10% 5.94% 5.97% 6.01% 6.10%
36 - 60 6.50% 6.31% 6.35% 6.40% 6.50%

Rate benefits basis customer category (w.e.f 12 May 2021):

+ 0.25% for senior citizens

+ 0.10% for customers opening FD through online mode

Note: Senior citizens investing in a Bajaj Finance online FD will only receive one benefit (rate benefit of 0.25%), regardless of the mode of investment


+0.10% over and above the applicable rate of interest/card rate at the time of renewal of deposit. In case of online renewal, only one benefit (renewal benefit of 0.10%) will be extended.

To book an FD with Bajaj Finance in Ludhiana, visit the address mentioned below:

Bajaj Finance Limited

1St & 2Nd Floor, Scf-35-G, Bhai Randhir Singh Nagar, Opp. Police Station, Orient Cinema Road, Ludhiana - 141 002.

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