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Fixed Deposit in Ludhiana

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Fixed Deposit in Ludhiana

Ludhiana is a key industrial pocket in the north Indian state of Punjab. The city is known all over for its bicycle and hosiery industries. Ludhiana is a small town but with a big heart. It provides ample job opportunities to migrants from all over India in its various industries.
 

The people, foods, culture and everything seems just perfect for this Punjab town. Earning money in Ludhiana can also help you save and embark on an investment journey over time.
 

Investment options in Ludhiana
 

Ludhiana residents can easily start investing in various investment plans such as:

Real estate – You can easily start investing in real estate and earn huge ROI over time. The ROI on real estate can grow over time, if you wait for the right time.
Mutual funds – Mutual funds can offer you good ROI if you leave it for some time. However, the ROI is not fixed and is strongly impacted by market fluctuations.
Stocks – Stocks can also offer higher interest rate but their ROI is also affected by market conditions.
Fixed deposits – Since fixed deposits offer a higher interest rate along with a fixed ROI over a tenor, they are considered as one of the most lucrative investment options.
 

Fixed deposit features and benefits in Ludhiana

Bajaj Finance fixed deposit in Ludhiana plans can hand you many enriching features and benefits such as:

  • More interest payout for senior citizens

    Compared to standard investors, senior citizens can get a guaranteed 0.35% extra interest payout on their investment over a tenor. For more details check our page for Senior Citizen FD.

  • Less investment amount

    For starting a fixed deposit investment, an investor need not put in a lot of money. Rs. 25,000 is the minimum amount needed for investing in the FD.

  • FD calculator facility

    Fixed Deposit Calculator is an online tool to help people know how much they can earn on their investments. Once you enter your deposit amount and the tenor, an online FD calculator will show you the exact profit that you will earn after the tenor ends.

  • Online account access

    Bajaj Finance offers you an online account access to your fixed deposit account via its digital customer portal. It also helps you keep a steady progress of the FD amount.

Eligibility Criteria

Residents of Ludhiana willing to activate a fixed deposit account with Bajaj Finance need to invest at least Rs.25, 000. Here are other leading eligibility criterions:

  • Resident Indian citizen

  • Hindu Undivided Family (HUF)

  • Companies along with group companies, partnership firms, and sole proprietorship

  • Family trusts

  • Societies, clubs, and associations

Strengthen your investments with Bajaj Finance FDs
 

Not only in Ludhiana, Bajaj Finance FD Scheme is also available in Chandigarh, Amritsar, Rohtak and many more cities. Get started today and see your money grow!
 

FD Rates in Ludhiana

Bajaj Finance fixed deposit in Ludhiana scheme offers high profit and better ROI figure over a tenor.
 

Tenor in months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half-yearly Annual
12 – 23 25,000 8.00% 7.72% 7.77% 7.85% 8.00%
24 – 35 8.15% 7.88% 7.93% 8.00% 8.15%
36 – 60 8.75% 8.42% 8.48% 8.57% 8.75%
Special tenor scheme
15 1,00,000 8.05% 7.77% 7.82% 7.89% 8.05%

To book an FD with Bajaj Finance in Ludhiana, visit the address mentioned below:

Bajaj Finserv Ltd.

1St & 2Nd Floor, Scf-35-G, Bhai Randhir Singh Nagar, Opp. Police Station, Orient Cinema Road, Ludhiana - 141 002.

91-161 3067864
 

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