Fixed Deposit in Lucknow


Lucknow is the state capital of the largest and most densely populated state of Uttar Pradesh (UP). The city has a rich historical, cultural as well as gastronomical culture. Right from delicious food to ‘Chikan embroidery works’ and what not, Lucknow is the perfect mix of culture with a modern feel.

Investment options in Lucknow

A Lucknow resident can easily put in some money in these popular investment schemes:

Real estate – Real estate investments suit those who are in for long-term commitments as its ROI could bring you lots of money during favorable periods.
Mutual funds – Mutual funds can give you high interest rate but its ROI is subject to market risks.
Stocks – Stocks’ ROI is also affected by market fluctuations but it provides a higher interest rate payout.
Fixed deposits – Fixed deposits or FDs are one of the most popular investment options to offer you higher interest rate along with a fixed ROI.

Features of Bajaj Finance Fixed Deposit

Interest Rate Ranging from 5.65% to 6.75%
Minimum Tenor 1 Year
Maximum Tenor 5 Years
Deposit Amount Min- Rs. 25,000
Application Process Easy online paperless process
Online Payment Options Netbanking and UPI

  • Fixed deposit features and benefits in Lucknow

    While investing in Bajaj Finance FD in Lucknow, you can leverage these exciting features:

  • Greater returns for senior citizens


    Senior Citizen Fixed Deposit by Bajaj Finance offers higher interest rates to senior citizens, which helps you maximise your returns easily.

  • Lower investment amount

    You can start investing in a Bajaj Finance Fixed Deposit with only Rs. 25,000.

  • FD calculator facility


    An online FD Calculator facility helps you know the exact amount that you will earn after the end of the tenor. It will show the exact amount once you enter the deposit amount and tenor, which makes it easy for you to plan your investments.

  • mortgage loan emi calculator

    Online account access

    When investing in a fixed deposit in Lucknow, there is no need to monitor your investments continuously. You can also benefit from the hassle-free online account access provided by Bajaj Finance.

Eligibility Criteria


Residents of Lucknow looking to open a fixed deposit account with Bajaj Finance, need to invest a minimum amount of Rs. 25,000. Here are other leading eligibility criteria.

  • Resident Indian citizen

  • Hindu Undivided Family (HUF)

  • Companies along with group companies, partnership firms, and sole proprietorship

  • Family trusts

  • Societies, clubs, and associations

Make your investment multiply with Bajaj Finance FDs

If you are ready to invest your hard-earned money or savings and want to see it multiply, you can easily start investing in Bajaj Finance Fixed Deposits.

FD Rates in Lucknow

Bajaj Finance Fixed Deposit in Lucknow is one of the most trusted and profit-yielding investment plan that offers assured returns.

Annual rate of interest valid for deposits up to Rs.5 crore (w.e.f 12 May 2021)

Tenor in Months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half Yearly Annual
12 – 23 25,000 5.65% 5.51% 5.53% 5.57% 5.65%
24 – 35 6.10% 5.94% 5.97% 6.01% 6.10%
36 - 60 6.50% 6.31% 6.35% 6.40% 6.50%

Rate benefits basis customer category (w.e.f 12 May 2021):

+ 0.25% for senior citizens

+ 0.10% for customers opening FD through online mode

Note: Senior citizens investing in a Bajaj Finance online FD will only receive one benefit (rate benefit of 0.25%), regardless of the mode of investment


+0.10% over and above the applicable rate of interest/card rate at the time of renewal of deposit. In case of online renewal, only one benefit (renewal benefit of 0.10%) will be extended.

To book an FD with Bajaj Finance in Lucknow , visit the address mentioned below:

Bajaj Finance Limited

3Rd Floor, Princeton Business Park, 16, Ashok Marg, Near Jawahra Bhavan, Lucknow - 226 001.


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