A Century of Values. A Future of Possibilities.

More than a century ago, in the modest town of Wardha, Maharashtra, the first yarn of cotton was spun under the Bajaj name. No one could have imagined then that these threads would weave themselves into the story of modern India.

In 1926, Jamnalal Bajaj, freedom fighter, social reformer, philanthropist, and considered the fifth adopted son of Mahatma Gandhi, formally established the Bajaj Group. His philosophy was simple but uncompromising – integrity, transparency, strong governance, and above all, nation-building. Everything that followed was built on that foundation.

Transforming Lives. Building the Nation.

Bajaj Finance was born in 1987 as a captive auto-financing unit to make mobility affordable to India's middle classes. Its first customers were school teachers from Solapur, seeking loans to buy twowheelers to reach villages where they taught. That act of enabling aspiration became the template for the future and a steady march toward bringing millions into India’s formal financial system.

In 2001, the Bajaj Group entered insurance, pioneering cashless claims settlement and bancassurance. Bajaj General and Bajaj Life stood firmly by their customers through India’s most challenging moments and earned their lasting trust.

A Financial Lifecycle Partner to Every Indian

The defining structural moment came in 2007-08 when Bajaj Finserv was launched as the holding company for all financial services businesses. What followed was a rapid and purposeful diversification to offer loans, fixed deposits, payments, insurance, mutual funds, wealth management, delivered across App, Web and at pan-India locations - building a genuinely full-spectrum financial lifecycle for every Indian.

Financial Inclusion at Scale

Today, Bajaj Finserv serves 1 in 3 Indian households, disbursing over 300,000 loans and insurance policies every day. Three every second. 40% of all new-to-Bajaj customers at Bajaj Finance are also new-to-credit. For millions of Indians, the first loan is their formal step into the country’s mainstream financial system.

100 Years of the Bajaj Group

FY2026 marks a new phase of growth at Bajaj Finserv. For decades, we have scaled for India. The next chapter is about serving India better - defined by customer centricity, technology leadership and an ambition to be the lowest risk company in India.