A loan against shares enables you to borrow funds against listed securities such as shares, mutual funds, insurance and bonds to meet your current financial needs. You can opt for this loan when you need instant liquidity for your personal/business needs and you are sure to pay it back in few months.

Loan against Shares: Features and Benefits

Loan against shares is the best way to sort your financial needs without liquidating your assets. Read on to know more about the unique benefits of taking a Loan against Shares from Bajaj Finserv:

Instant Online Approval

Get instant approval for a Loan against Shares online while sitting at your home.Wish to know how to apply for a Loan against Shares. Just follow these simple steps:

  • Log on to our website
  • Fill in the applications form
  • Get an in-principal approval within 5 minutes
  • Wait for our representative to call and help you with the rest of the process.

Loans up to Rs. 10 Cr

We practically offer the highest loan amount on Loan against Shares in India. Now pursue your business/personal aspirations by pledging your shares to us without having to sell them.Check your eligibility and documents required for a Loan against Shares.

No Guarantors. No Collateral.

You don't need to provide any Guarantors or give any collateral to avail our Loan against Shares, even when you apply online.Just use our EMI Calculator to manage your EMIs and read more on our Fees and Charges.

Part Pre-payment Facility

Pre=pay your loan at any interval as per the liquidity available with you.

Nil Foreclosure charges

In case you choose to foreclose your loan anytime during your tenor after the first EMI is paid, you can do so without any added foreclosure charges.

Security Swapping

Get the security to swap flexibility as per your convenience and need.

Online Account Access

Once you’ve availed a Loan against Shares from Bajaj Finserv, you can get all information about your loan like payment schedule, interest certificate, repayment track and key information related to your loans through our digital customer portal.

Dedicated Relationship Manager

A single contact point from Bajaj Finserv known as Relationship Manage will be available to you 24x7 to help you with all your requests.

EMI Card

As a Loan against Shares customer form Bajaj Finserv, get an EMI Card, a pre-approved loan for your Consumer Durable or Lifestyle product needs valid across 140 cities and 12000+ outlets across India, absolutely free.

Preapproved Offers

As an existing and valued customer of Bajaj Finserv, you will be eligible to get exclusive pre-approved offers from us. These offers may include a top-up loan or even reduction of rates from time to time.

Find more information on Agreement, Terms and Conditions in Loan against shares FAQs or Contact Us at our nearest Bajaj Finserv branch.

Contact us

Not yet an existing customer?

You can visit our branch or call us at 1800-103-3535 or SMS 'LAS' to 9773633633

For Existing Customers

IVR - Toll Free

  • Dial 020 3957 4151 (call charges apply) (W.e.f. 2 May 2015)
  • Enter your 7-digit Bajaj Finserv Customer ID
  • Select from various IVR options
  • Access IVR in 10 languages: English, Hindi, Bengali, Marathi, Punjabi, Gujarati, Tamil, Telugu, Kannada and Malayalam
  • Access to all loan details


Write to us at wecare@bajajfinserv.in to clear all your queries

SMS Updates

SMS  <<keyword below>> to +91 92275 64444
GETEMAIL for your current email address UPDEMAIL <New email> to update your email address GETADD for your current registered email address
CUSTID to know your customer ID
LAN to know your Loan Account Number
EMI LAN to know your loan/ EMI details
EXPERIA to know your Experia user ID and password PIN to know your 4 digit EMI card PIN
FEEDBACK to give your valuable feedback SAT Y Give a positive feedback SAT N to give a negative feedback
(Your mobile number should be registered with us for this facility). Standard SMS Charges applicable

Visit Our Branch

  • Change of mode of payment (Swapping)
  • Purchase/cancellation of Insurance policy
  • Foreclosure of loan
  • Refund

To know the address of your nearest branch Click Here

Customer Portal

  • www.bajajfinserv.in
  • Select 'Customer Portal ' from the login option
  • Log in with your Username/Email/Mobile Number and Password
  • Access all loan details
  • Transact on your loan account
  • View special offers

Financial Fitness Report

We launched the Financial Fitness Report (FFR) for our Salaried customers in December 2013.
Through this report we would educate and create financial and credit awareness among Salaried customers, one of our many value added services we provide. We have partnered with a firm called Credit Vidya who possesses the expertise in preparing the FFR for our customers.

The FFR is a concise, crisp, customized and easy to understand report, available at just Rs.749, for select existing customers, covering the following:

  • A customers’ Credit Score
  • Demystifying the credit score for the customer and informing him about his performance across various components of the score
  • Key monetary ratios & savings potential which would provide awareness to a customer about his financial leverage
  • Recommendations to the customer with respect to his credit behavior
  • DO’s & DON’T’s of good credit behavior

Click here to view a sample copy of the report

How to Apply

The Financial Fitness Report is only available to select existing customers who have an offer on our Customer Portal.
To view the FFR offer, a customer must log in to the Customer Portal with a Username/Email ID/Mobile Number and Password.

Alternately a Salaried customer could seek information about the FFR from our Sales / Credit Manager during the Personal loan application process. The report for a new customer is priced at 999/-
Post application for a FFR, the report is generated within 3 days post disbursal of the loan and emailed to the customer on the email ID provided by him/her.