A loan given against the mortgage of property is called Loan against Property. This is one of the cheapest retail loans after Home Loans.

Loan Against Property: Features and Benefits

Mortgaging existing property is a great way to get a loan at low interest rates to meet your current financial needs without actually selling off the same.

Line of credit/Flexi Loan

  • Flexibility to transact (prepay and drawdown) in your loan account as per your cash flow requirements.
  • Line of Credit is a facility where you are given a “credit line” and during the term of the facility. Maximize savings by paying interest only on the utilized amount.
  • The monthly installment for Line of Credit will consist only of the interest amount and will not have a principal component on a monthly basis.
  • No limit to the number of pre-payments that can be made in a day
  • The principal amount of loan is to be repaid at the end of the tenure of the facility. To read more click here

Products Covered

We have a range of products to cover your varied needs. You can avail of our Loan Against Property for any of the following:

  1. Loan Against commercial property
  2. Loan Against residential property
  3. Loan for purchase of commercial property
  4. Line of Credit loan
  5. Lease, Rental & Discounting

Preapproved offers:

Get preapproved offers with minimal documentation and quick processing at your doorstep. These offers may include a top-up loan or even reduction of rates from time to time.

Property Search Services

Searching for the perfect property is a task that requires proper guidance, at each step. We want to ensure that you get the best possible assistance right from search of the property to purchase of the property. Click here for more details

Quick Processing

Hustle free loan disbursal process with minimal documentation. Your requirements would be completed in a within 72 hours.

Customized Insurance schemes

Customer can avail insurance cover on the loan availed by Bajaj Finance against payment of one time premium. This premium payment can be funded as part of loan amount to ease burden on customer.

Online account access

You need a kind of information resource or a tracker that you can access any time anywhere. Loan Against Property digital customer portal – is that tool. Once you’ve availed a Loan Against Property from Bajaj Finserv, you can get all information about your loan like payment schedule, interest certificate, repayment track and key information related to your loans through our Loan Against Property digital customer portal-Experia.

Contact Us

Not yet an existing customer?

You can visit our branch or call us at 1800-103-3535 or SMS 'SHOL' to 9773633633

For existing customers

Call us on our  toll free IVR:

  •  Dial 020 3957 4151 (call charges apply) (W.e.f. 2 May 2015)
  •  Enter your 7-digit Bajaj Finserv Customer ID
  •  Select from various IVR options
  •  Access IVR in 10 languages: English, Hindi, Bengali, Marathi, Punjabi, Gujarati, Tamil, Telugu, Kannada and Malayalam
  •  Access to all loan details

Customer portal

Email

wecare@bajajfinserv.in for all your queries

SMS updates

(Your mobile number should be registered with us for this facility). Standard SMS charges applicable

APP

To receive the download URL for mobile app

GETEMAIL

Know your current email address

UPDEMAIL

Know your current email address

GETADD

Know your current mailing address

CUSTID

Know your customer ID

LAN

Know your Loan Account Number (LAN)

EMI LAN

Know your loan/EMI details

EXPERIA

Know your Customer Portal username and password

PIN

Know your 4 digit EMI Card PIN

SOA

Statement of account

NOC

No objection certificate

REPSCH

Repayment schedule

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Visit Our branch  to:

  • Change of mode of payment (swapping)
  • Purchase/cancellation of insurance policy
  • Foreclosure of loan
  • Refund

To know the address of your nearest branch Click Here.