A loan given against the mortgage of property is called Loan against Property. This is one of the cheapest retail loans after Home Loans.

Loan Against Property: Fees and Charges

In order to check your Business Loan interest rate with Bajaj Finserv, we have a Business Loan calculator for you. Other charges applicable are:

Charges applicable

Processing fees

Upto 1% of the loan amount will be deducted at the time of disbursal of approved loan amount

EMI bounce charges

Rs.1000 will be charged in the subsequent month for every bounce

Penal interest

2.00% p.m. overdue charges will be levied basis 360 days per year

Foreclosure Charges

Borrower Type: Interest Type

Time Period (Months)

Foreclosure charges





1) Foreclosure charges will be applicable on the current POS outstanding for Term Loan

2) Foreclosure charges for Line of Credit will be calculated on the sanctioned amount

3) Foreclosure charges for Flexi saver will be calculated on the Dropline amount

Part prepayment charges

Borrower Type: Interest Type Time Period (Months) Part payment charges Validation
NA >1 Nil

1) Part payment made should be more than 1 EMI

2) The full and/ or part prepayment can be made by the borrower only after clearance of first monthly instalment by the borrower

3) The above prepayment charges are not applicable to Flexi and Line of Credit loans availed by the Borrower, unless otherwise communicated by the lender to the Borrower at a subsequent date

  • Part payment made should be more than 1 EMI.
  • Charges not applicable for Line of credit (Flexi Pure) & Flexi Saver (Dropline Flexi)

Contact Us

Not yet an existing customer?

You can visit our branch or call us at 1800-103-3535 or SMS 'SHOL' to 9773633633

For existing customers

Call us on our  toll free IVR:

  •  Dial 020 3957 4151 (call charges apply) (W.e.f. 2 May 2015)
  •  Enter your 7-digit Bajaj Finserv Customer ID
  •  Select from various IVR options
  •  Access IVR in 10 languages: English, Hindi, Bengali, Marathi, Punjabi, Gujarati, Tamil, Telugu, Kannada and Malayalam
  •  Access to all loan details

Customer portal


wecare@bajajfinserv.in for all your queries

SMS updates

(Your mobile number should be registered with us for this facility). Standard SMS charges applicable


To receive the download URL for mobile app


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Know your current mailing address


Know your customer ID


Know your Loan Account Number (LAN)


Know your loan/EMI details


Know your Customer Portal username and password


Know your 4 digit EMI Card PIN


Statement of account


No objection certificate


Repayment schedule


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Visit Our branch  to:

  • Change of mode of payment (swapping)
  • Purchase/cancellation of insurance policy
  • Foreclosure of loan
  • Refund

To know the address of your nearest branch Click Here.