Loan Against Property: Features and Benefits
Mortgaging existing property is a great way to get a loan at low interest rates to meet your current financial needs without actually selling off the same.
You can apply for a Loan against Property with Bajaj Finserv and make use of this opportunity. Use our EMI calculator to work out your finance needs.
Some other features and benefits attached with Loan against Property are:
As an existing LAP customer, you can avail of the unique Flexi saver facility. Bajaj Finserv is the first non-bank in the country to offer a unique and innovative capability, offering you a combination of Term Loan and Credit Line facility with unique feature to save interest and manage cash flow efficiently.Use our flexi dropline principle calculator today!
Online account access
You can view all your loan account details and transact on your loan account on our Customer Portal. Log in with your User ID/ Mobile Number/Email and Password.
Customized insurance schemes
Group credit protection plus from bajaj allianz
- Level term Plan, which means you are covered for the complete amount despite reduction/ prepayment of loan amount.
- Coverage for the complete tenure of the loan up to a maximum of 18 years.
Bajaj Allianz SFSP policy
Bajaj Allianz’ SFSP Policy offers a comprehensive insurance cover for your home (i.e. residential building) against various contingencies to ensure that your prized possession is always safe!
To know more about our Loan against property agreement, terms and conditions or if you have any questions, check out the Loan against property FAQs.
Not yet an existing customer?
You’ll be surprised how easy it is to get a Durable Finance loan with Bajaj Finserv even if you’ve never used our services before. Just visit any of our 12000+ retail partner outlets across over 140 cities in the country and our in-store representative shall guide through the entire process.
Click here to find the nearest outlet in your city.
For existing customers
Follow these steps to use our toll free IVR:
- Dial 020 3957 5152 (call charges apply) (W.e.f. 2 May 2015)
- Enter your 7-digit BFL Customer ID
- Select from various IVR options
- Access IVR in 10 languages: English, Hindi, Bengali, Marathi, Punjabi, Gujarati, Tamil, Telugu, Kannada and Malayalam
- Access to all loan details
firstname.lastname@example.org for all your queries
SMS <<keyword below>> to +91 92275 64444
GETEMAIL for your current email address
UPDEMAIL <New email> to update your email address
GETADD for your current registered email address
CUSTID to know your customer ID
LAN to know your Loan Account Number
EMI LAN to know your loan/ EMI details
EXPERIA to know your Experia user ID and password
PIN to know your 4 digit EMI card PIN
FEEDBACK to give your valuable feedback
SAT Y Give a positive feedback
SAT N to give a negative feedback
(Your mobile number should be registered with us for this facility). Standard SMS Charges applicable
Visit our branch to:
- Change mode of payment (Swapping)
- Purchase/cancel insurance policy
- Foreclose loan
- Claim refund
To know the address of your nearest branch Click Here.
Follow these simple steps to log on to our customer portal (Experia)
- Visit www.bajajfinserv.in
- Log in using your user ID and password
- Access all loan details
- Manage your loans
- View special offers