Lifestyle Finance: Features and Benefits
Shopping on Lifestyle Finance helps you cross the fine line between necessity and luxury with ease. Buy the best of products and pay the total cost in simple installments without worrying about interest.
Read on to know more about added benefits to your Lifestyle Finance:
Loan amounts of up to Rs.4.5 lakh
You are eligible to get a loan of up to 4.5 Lakh towards the purchase of your favourite durable products.
Instant and on-the-spot approval
You don't have to visit any branch or wait for days to get your loan approved. Through our in-store representatives present in the partner stores, you can get instant approval in 5 minutes.
Apart from a few essential documents like PAN card, driving license etc. and basic information to be filled in the loan application form, most of the formalities can be completed while you are in the store choosing your favourite durable.
Part pre-payment facility
There are times when you may have some extra cash in hand, you can then choose to pre-pay a part of your loan amount which would not only reduce your overall tenor/EMIs but also help you close your loan quickly.
These points will help you understand part-prepayment better:
- You can pre-pay up to six times in a calendar year
- The minimum pre-payment amount cannot be less than the sum of 3 EMIs.
- There is no maximum limit for the pre-payment amount.
As an existing customer of Bajaj Finserv, you will be eligible to get exclusive pre-approved offers from us. These offers may include a top-up loan or even the best deals on consumer durables from time to time.
Online account access
Once you’ve availed a loan from Bajaj Finserv, you can get all information about your loan like payment schedule, interest certificate, repayment track and key information related to your loans through our digital customer portal.