Lifestyle Finance is a loan that helps you purchase household items like sofa, bed, modular kitchen, fitness equipment etc. on EMI Finance. You can shop now and pay later in easy monthly installments without worrying about paying any added interest in the long run.

Lifestyle Finance: Features and Benefits

Shopping on Lifestyle Finance helps you cross the fine line between necessity and luxury. Buy the best of lifestyle products from our select retail partner network across 5800 outlets in 32 cities.
Read on to know more about added benefits to your Lifestyle Finance:

Loan amounts of up to Rs.3 lakh

You can take a loan of up to Rs.3 lakh to purchase your favourite lifestyle products.

Instant and on-the-spot approval

Through our in-store representatives present in the partner stores, you can get instant approval in 5 minutes.

Minimal documentation

Apart from a few essential documents like PAN card, driving license etc. and basic information to be filled in the loan application form, most of the formalities can be completed while you are in the store choosing your favourite durables.

Part pre-payment facility

You can choose to pre-pay a part of your loan amount if you have any extra cash in hand. Doing so will help you in reducing your overall tenure/EMIs and close your loan quickly. You can pre-pay up to six times in a calendar year and the minimum pre-payment amount cannot be less than the sum of 3 EMIs.

Preapproved offers

As an existing customer of Bajaj Finserv, you will periodically receive exclusive pre-approved offers which would range from top-up loans to the best deals on consumer durables.

Online account access

Once you’ve availed of a Lifestyle Finance from Bajaj Finserv, you will get access to all of your loan related information such as repayment track, payment schedule, interest certificate and much more through our digital customer portal.


Contact Us

Not yet an existing customer?

You’ ll be surprised how easy it is to get a Digital Product Finance loan with Bajaj Finserv even if you’ ve never used our services before. Just visit any of our 8000+ retail partner outlets across over 37 cities in the country and our in-
store representative shall guide through the entire process.

For existing customers

Follow these steps to use our toll free IVR:

  •  Dial 020 3957 5152 (call charges apply) (W.e.f. 2 May 2015)
  •  Enter your 7-digit BFL Customer ID
  •  Select from various IVR options
  •  Access IVR in 10 languages: English, Hindi, Bengali, Marathi, Punjabi, Gujarati, Tamil, Telugu, Kannada and Malayalam
  •  Access to all loan details

Email for all your queries

SMS updates

SMS <<keyword below>> to  to +91 92275 64444
GETEMAIL to know your current email address 
UPDEMAIL <New email ID> to update your email address  
GETADD to know your current mailing address
CUSTID to know your customer ID
LAN to know your Loan Account Number
EMI LAN to know your loan/ EMI details
EXPERIA to know your Experia User name and Password  
PIN to know your 4 digit PIN number
FEEDBACK to share your valuable feedback 
SAT Y give a positive feedback  
SAT N to give a negative feedback
(Your mobile number should be registered with us for this facility). Standard SMS Charges applicable

Visit our branch to:

  • Change mode of payment (Swapping)
  • Purchase/cancel Insurance policy
  • Foreclose loan
  • Claim refund

To know the address of your nearest branch Click Here.

Follow these simple steps to log on to our Customer Portal (Experia)

  • Visit Experia
  • Log in using your User ID and Password
  • Access all loan details
  • Manage your loans
  • View special offers