Home Loan Eligibility ✔ Home Loan Documents ✔ Check Home Loan Eligibility ✔ Check the List of Documents Required for Home Loan in India ✔ Home Loan Eligibility Criteria ✔ Housing Loan Requirements ✔ Avail Lowest Interest Rate on Home Loan from Bajaj Finserv ✔ Apply for Easy Home Loan Online

Home Loan Eligibility Criteria

At Bajaj Finserv, the Home Loan eligibility criteria is defined by various factors as mentioned below:

  • You are an Indian resident.
  • You are between 25-58 years of age.
  • You are a salaried individual with a work experience of 3 years or more
  • The minimum loan amount is Rs.30 lakh and maximum Rs.10 crores.
Cities Minimum Net Salary Per Month (Rs.) Minimum Property Value (Rs.)
Delhi, Mumbai 50000 40 Lakh
Bangalore, Chennai, Faridabad, Ghaziabad, Gurugram, Hyderabad, Noida, Pune, Thane 45000 30 Lakh
Ahmedabad, Aurangabad, Baroda, Bhopal, Bhubaneswar, Calicut, Chandigarh, Cochin, Coimbatore, Goa Indore, Jaipur, Jamnagar Jodhpur Kolhapur Kolkata, Lucknow Madurai, Mysore, Nagpur, Nasik, Raipur, Rajkot, Surat, Tiruchirappalli Trivandrum, Vapi Vijayawada, Vizag 30000 20 Lakh

*Kindly note that the list of documents mentioned is indicative. During loan processing additional documents may be asked for. The same will be appropriately communicated to you as and when required.

Documents Required for Home Loan

If you are applying for a Home Loan, then here’s an exhaustive list of the home loan documents you will need to submit with your loan application.

Application form Yes
Photograph Yes
Identity proof (Any one) Voter's ID card / Driving license / Job card issued by NREGA / Aadhaar card / PAN card (PAN card only as identity proof)
Address proof (Any one) Passport / Voter's ID card / Driving license / Aadhar card
Income details Form 16 /Latest salary slips
Bank account statements For last 6 months

These are some of the basic documents required for Home Loan. You might need to submit some additional documents, if the need arises.

Home Loan Eligibility Calculator

Please select your city
Date of Birth
Please enter date
Please enter net salary
Please enter other income (monthly)
Please select tenor
Please enter current emis / obligation
You may be able to avail home loan up to Rs. XXXXX with Bajaj Finserv for the mentioned period. T & C apply.


Calculator is an indicative tool to assist the user calculate the loan amount that the user may be eligible to borrow. Calculation results are approximations and for information purposes only and interest rates quoted are indicative. Actual interest rates and loan eligibility amount will vary. To know the actual eligibility amount, the user should share his complete and accurate details by clicking on the apply now tab and providing additional information/documents required for assessment of user’s application. Calculation results are not intended to substitute professional advice which the user is advised to seek. Loan terms & conditions apply To Read more

Need Help

Q1. How to check Home Loan eligibility?

A. To know your Home Loan eligibility, you need to provide some basic information such as your locality, date of birth, net monthly salary, any other income source, tenure of your choice, current EMI obligation etc.

Q2. What is the Eligibility Criteria for Home Loan?

A. The primary eligibility criteria required to apply for a Home Loan from Bajaj Finserv is that you should be a salaried professional between 25-62 years of age. In order to read about documents that would be required, check eligibility criteria for Home Loan.

Q3. How to determine maximum Home Loan eligibility?

A. The maximum Home Loan that you can avail of depends on your creditworthiness. Based on the documents, your monthly income, financial liabilities, your maximum Home Loan amount will be computed.

Contact Us

Not yet an existing customer?

You can visit our branch or call us at 1800-103-3535 or SMS 'SHOL' to 9773633633

For existing customers

Call us on our toll free IVR

  • Dial 020 3957 4151 (call charges apply) (W.e.f. 2 May 2015)
  • Enter your 7-digit Bajaj Finserv Customer ID
  • Select from various IVR options
  • Access IVR in 10 languages:English, Hindi, Bengali, Marathi, Punjabi, Gujarati, Tamil, Telugu, Kannada and Malayalam
  • Get access to all your loan details

Customer portal

  • For online customer portal click here
  • Log in using your user ID and password
  • Access all loan details
  • Manage your loans
  • View special offers


Write to us at wecare@bajajfinserv.in for all your queries.

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(Your mobile number should be registered with us for this facility). Standard
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Visit our branch

  • Change of mode of payment (swapping)
  • Purchase/cancellation of insurance policy
  • Foreclosure of loan
  • Refund

To know the address of your nearest branch Click here

Financial Fitness Report

We launched the Financial Fitness Report (FFR) for our Salaried customers in December 2013.
Through this report we would educate and create financial and credit awareness among Salaried customers, one of our many value added services we provide. We have partnered with a firm called Credit Vidya who possesses the expertise in preparing the FFR for our customers.

The FFR is a concise, crisp, customized and easy to understand report, available at just Rs.749, for select existing customers, covering the following:

  • A customers’ Credit Score
  • Demystifying the credit score for the customer and informing him about his performance across various components of the score
  • Key monetary ratios & savings potential which would provide awareness to a customer about his financial leverage
  • Recommendations to the customer with respect to his credit behavior
  • DO’s & DON’T’s of good credit behavior

Click here to view a sample copy of the report

How to Apply

The Financial Fitness Report is only available to select existing customers who have an offer on our Customer Portal.
To view the FFR offer, a customer must log in to the Customer Portal with a Username/Email ID/Mobile Number and Password.

Alternately a Salaried customer could seek information about the FFR from our Sales / Credit Manager during the Personal loan application process. The report for a new customer is priced at 999/-
Post application for a FFR, the report is generated within 3 days post disbursal of the loan and emailed to the customer on the email ID provided by him/her.