Home Loan in Vadodara: Features and Benefits
Home Loan from Bajaj Finserv allows you to buy a home in Vadodara at the lowest interest rates with easy EMIs.
Home Loan +
To help customers who are buying ready to occupy homes, Bajaj Finserv Home Loans come with a unique Home Loan + option. With this, you can borrow an additional amount over and above original loan amount to deal with expenses like fixtures and fittings.
You can also refinance your property If you have purchased it within the last 12 months with your own funds.
Part prepayment facility
At times when you have extra cash in hand, you can choose to pre-pay a part of your loan amount. This would, in turn, reduce your overall tenure/EMIs as well as help you in closing your loan sooner. You can pre-pay up to six times in a year and the prepayment amount cannot be less than the sum of 3 EMIs.
Nil foreclosure charges
You can choose to foreclose your home loan anytime without paying any foreclosure charges.
Online account access
Get all information about your home loan on our customer portal - Experia. Just log in with your Username/Mobile number/Email ID and password to all access.
3 EMI free months
To help you pay your EMIs without any financial stress, Bajaj Finserv has come up with 3 EMI Free Months. This feature gives you 3 months of no EMI payments at the outset of your loan tenure. These EMIs are distributed evenly over the remainder of the repayment period.
An industry first, the Flexi scheme lets you pre-pay and drawdown money within the drop-line facility. Once you avail the Flexi facility, you stand to benefit by saving the interest by pre-paying at least three months’ worth of EMIs in one lump sum. There is no additional interest levied on this amount.