Formerly known as Suryapur, the city of Surat is home to more than 6 million people. It is the second largest city of Gujarat, and the eighth largest city of India. Surat was also recognised as fourth fastest developing cities by the City Mayors Foundation. The GDP of Surat is expected to be around $57 billion by 2020. Surat is renowned for its textiles, diamonds and for diamond-studded gold jewellery manufacturing.

Home Loan in Surat: Features and Benefits

Planning to buy a home in Surat? To help you buy a home in Surat, Bajaj Finserv offers India’s lowest interest rate on an online Home Loan .

Home Loan +

To help you setup your home, Bajaj Finserv presents Home Loan +, an option that you can use to take some additional funds to transform your home to the home of your dreams.


You can also use our refinance option if you have purchase your home in the last 12 months with your own funds.

Part prepayment facility

You also have the option to pay back a part of your Home Loan without paying any part prepayment charges. But the amount should not be less than the total of 3 EMIs.

Nil foreclosure charges

You can close your home loan anytime during the loan tenure without paying any foreclosure charges.

Online account access

You can view all information about your Home Loan such as payment schedule, next EMI due date and much more through our online customer portal.

3 EMI Holiday

Usually taking a Home Loan involves a lot of financial planning. To help you plan your finances better, Bajaj Finserv presents 3 EMI free months so that you can pay your finances without any stress.

Flexi scheme

You also can avail of our unique Flexi Saver option on your new or existing loan. This will help you save on the interest paid by prepaying any additional/idle funds that you may have.

How to Apply for Home Loan in Surat


All you need to do is enter some basic details about you on our online application form.


You can call us on 1-800-209-4151 and our representative will get in touch with you.

Home Loan in Surat: Fees and Charges

Bajaj Finserv not only offers the best housing loan interest rate in Surat but also helps you get an instant online approval with minimal fees and charges Know more about our Home Loan interest rates in Surat.

Contact us

New customers can visit any of our branches or call us at 1800 1033535 or just SMS “HOME” to 9773633633.

Existing customers can call us at 020-39574151 (call charges applicable) or write to us at:

Bajaj Finserv

Office - 404 to 406, 4th Floor, Trinity Business Park,
L. P. Savani Road,
Surat, Gujarat

Phone: 1800 209 415

To know the address of your nearest branch Click here.