Home Loan in Pune: Features and Benefits
Planning to buy a home in Pune? A Home Loan from Bajaj Finserv can help you buy the home of your dreams at the lowest interest rate. Here’s a host of features and benefits that you get If you avail of a Home Loan from Bajaj Finserv in Pune:
Home Loan +
To assist our Home Loan customers to smarten their home, Bajaj Finserv presents Home Loan +, a unique offering that lends you an additional amount to help spend on furniture, fixtures, or other equipment to spruce-up your home.
We also help you refinance your property if you have bought it in the last 12 months with your own funds.
Part prepayment facility
With our part prepayment facility, you can prepay any amount during your loan tenure. The minimum prepayment amount should not be less than 3 EMIs. Try our Part Pre-payment Calculator to figure this out better.
Nil foreclosure charges
You can close your Home Loan anytime during the loan tenure without paying any foreclosure charges. We also have a foreclosure charges. if you wish to deep dive and understand the same.
Online account access
Get all information about your loan like repayment track, interest certificate, payment schedule etc., on our customer portal - Experia.
3 EMI free months
A Home Loan involves a lot more than just paying the down payment and EMIs? First time buyers are unaware of additional costs that comes with buying a home. These additional cost up the price of the property by almost 25 percent.
3 EMI free months lets you plan your finances so that you can pay your EMIs without any hassle. This feature allows you to not pay EMIs for the first 3 months. The total amount of the first 3 EMIs is spread over the rest of your loan tenure.
An existing Home Loan customer can apply for our Flexi Saver option on a new or an existing top-up loan. The flexi scheme lets you re-avail principal amount that you paid back within the drop-line facility at any time within the loan tenure without any additional documentation.