Home Loan in Mumbai: Features and Benefits
Planning to buy a home in Mumbai? Bajaj Finserv helps you make your dream come true by offering online Home Loans at the lowest interest rate of 9.50%.
Home Loan +
We understand that buying a home involves a lot of money and to add that personal touch to your home, you may need to spend a lot on fixtures and fittings. To help you transform your home to the home of your dream, Bajaj Finserv presents Home Loan +, an option that gives you a separate amount exclusively to spend a lot on fixtures and fittings.
If you have purchased your property in the past one year with your own funds, you can choose to apply for refinance and take a loan up to the registered value of your property.
Part prepayment facility
At times when you have some extra cash in hand, you can choose to pre-pay a part of your loan amount which would in turn reduce your overall tenure/EMIs as well as help you in closing your loan sooner.
Nil foreclosure charges
In case you choose to foreclose your loan anytime during your tenure after the first EMI is paid, you can do so without paying any foreclosure charges.
An existing Home Loan customer can avail of our unique Flexi Saver option on a new/existing top-up loan. With this unique feature, you can save interest as well as manage your cash flows efficiently.
Online account access
Once you’ve availed a Home Loan from Bajaj Finserv, you can access all your loan related information online through our digital customer portal.
3 EMI free months
There is more to a Home Loan than just paying the down payment? Most home buyers are unaware of additional costs incurred in buying a home. These expenses raise your budget by almost 25 percent.
To help you plan your finances better, Bajaj Finserv presents 3 EMI free months, an option that lets you plan your finances better so that you can pay your EMIs without any trouble. It’s an exclusive feature that allows you to not pay EMIs for the first 3 months. The total amount of the first 3 EMIs is spread over the rest of your loan tenure.