Kolkata formerly known as Calcutta is the capital of West Bengal. Located on the east bank of the Hooghly River, Kolkata is the principal financial, commercial, educational and cultural hub of eastern as well as north-eastern India. The only city in eastern India to have an international airport, Kolkata is also the home of Calcutta Stock Exchange. As of 2010, Kolkata, with an estimated GDP of over 150 billion dollars, homes numerous industrial units operated by large public as well as private-sector corporations

At Bajaj Finserv, we understand the demands of a growing city with growing needs. Our smart home loan option in Kolkata has thus been made to address your immediate need for cash with an option to repay in easy EMIs later.

Home Loan in Kolkata: Features and Benefits

Wish to buy a home in Kolkata? A Home Loan from Bajaj Finserv can help you buy your dream home at the lowest interest rate.

Home Loan +

Home Loan +, a unique offering from Bajaj Finserv, helps you transform your home to the home you always wanted to live in. Home Loan + is a top-up loan that is given to an existing customer to spend on fixtures and fittings.


If you have bought your home within the last 12 months with your own funds, you can use our refinance option and take a loan up to the registered value of your property.

Part prepayment facility

Sometimes you may end up having some extra cash in hand, with which you can choose to pre-pay a part of your loan amount. Doing so would not only reduce your overall tenure/EMIs but also help you in closing your loan quickly. You can pre-pay up to six times in a calendar year but the minimum pre-payment amount cannot be less than the sum of 3 EMIs.

Nil foreclosure charges

You can choose to close your Home Loan anytime during your loan tenure without paying charges.

Flexi scheme

All existing Home Loan customers can avail of the Flexi Saver option on new/existing top-up loan. The flexi scheme lets you re-avail the pre-paid amount of the loan within the drop-line facility at any time within the loan tenure without any additional documentation.

Online account access

Get all information about your Home Loan like repayment track, interest certificate, payment schedule etc. through our customer portal - Experia

3 EMI free months

Did you know that there is more to a Home Loan than just paying the down payment and EMIs? Most home buyers are unaware of additional costs incurred in buying a home.

3 EMI free months helps you plan your finances better so that you can pay your EMIs without stress. It’s an exclusive feature that allows you to not pay EMIs for the first 3 months. The total amount of the first

3 EMIs is spread over the rest of your loan tenure.

Home Loan Eligibility and Documents for Kolkata

Bajaj Finserv offers online Home Loans in Kolkata on easy EMIs to salaried individuals. To get a Home Loan in Kolkata, a few eligibility criteria will be required to be fulfilled.

How to Apply for Home Loan in Kolkata


To get instant loan approval all you need to do is visit our online application form and fill-in some basic details.


You can call us on 1-800-209-4151 and our representative will get in touch with you

Home Loan in Kolkata: Fees and Charges

Bajaj Finserv offers online Home Loan in Kolkata at the lowest interest rate and also helps you get an instant approval with minimal fees and charges. Read more about Bajaj Finserv Home Loan interest rates in Kolkata.

Contact us

New customers can visit any of our branches or call us at 1800 1033535 or just SMS “HOME” to 9773633633.

Existing customers can call us at 020-39574151 (call charges applicable) or write to us at: wecare@bajajfinserv.in.

Bajaj Finserv

Office #1201, 12th Floor, "Infinity Benchmark", Plot G-1, Ep & Gp,
Sector 5, Salt Lake,
Kolkata, West Bengal

Phone: 1800 209 4151

To know the address of your nearest branch Click here.