Home Loan in Kolkata: Features and Benefits
Wish to buy a home in Kolkata? A Home Loan from Bajaj Finserv can help you buy your dream home at the lowest interest rate.
Home Loan +
Home Loan +, a unique offering from Bajaj Finserv, helps you transform your home to the home you always wanted to live in. Home Loan + is a top-up loan that is given to an existing customer to spend on fixtures and fittings.
If you have bought your home within the last 12 months with your own funds, you can use our refinance option and take a loan up to the registered value of your property.
Part prepayment facility
Sometimes you may end up having some extra cash in hand, with which you can choose to pre-pay a part of your loan amount. Doing so would not only reduce your overall tenure/EMIs but also help you in closing your loan quickly. You can pre-pay up to six times in a calendar year but the minimum pre-payment amount cannot be less than the sum of 3 EMIs.
Nil foreclosure charges
You can choose to close your Home Loan anytime during your loan tenure without paying charges.
All existing Home Loan customers can avail of the Flexi Saver option on new/existing top-up loan. The flexi scheme lets you re-avail the pre-paid amount of the loan within the drop-line facility at any time within the loan tenure without any additional documentation.
Online account access
Get all information about your Home Loan like repayment track, interest certificate, payment schedule etc. through our customer portal - Experia
3 EMI free months
Did you know that there is more to a Home Loan than just paying the down payment and EMIs? Most home buyers are unaware of additional costs incurred in buying a home.
3 EMI free months helps you plan your finances better so that you can pay your EMIs without stress. It’s an exclusive feature that allows you to not pay EMIs for the first 3 months. The total amount of the first
3 EMIs is spread over the rest of your loan tenure.