Home Loan in Hyderabad: Features and Benefits
Looking to buy a home in Hyderabad? Bajaj Finserv Home Loans help you buy the home that you have been eyeing at the lowest interest rate.
Home Loan +
To help home buyers set-up their home, Bajaj Finserv has come up with a unique offer - Home Loan +. Under this scheme, Bajaj Finserv lends you an additional amount to spend on fixtures and fittings to transform your home to the home of your dreams.
You can avail of the refinance option if you have purchased your home in the last 12 months with your own funds.
Part prepayment facility
Sometimes you may end up having some extra cash in hand, with which you can choose to pre-pay a part of your loan amount. This will help you reduce your loan tenure or your EMIs. The minimum pre-payment amount cannot be less than the sum of 3 EMIs. You can pre-pay up to six times in a calendar year.
Nil foreclosure charges
You can choose to foreclose your loan any time after paying the first EMI. You will not be charged any foreclosure charges if you choose to do so.
All existing Home Loan customers can choose to avail of our unique Flexi Saver scheme on a new or existing top-up loan.
Flexi Loans offers many benefits over an existing Term Loan:
- You have the flexibility to pre-pay the loan with idle funds.
- You can re-avail the pre-paid amount within the drop-line facility at any time within the loan tenor timeframe without any additional documentation.
- You save on Interest costs – Interest is payable only on the utilized loan amount. There is no interest levied on the pre-paid amount.
Online account access
Once you’ve availed a Home Loan from Bajaj Finserv, you can get all information about your Home Loan like payment schedule, interest certificate, repayment track and key information related to your loans on our customer portal – Experia.
3 EMI free months
3 EMI free months is a revolutionary feature introduced by Bajaj Finserv to help customers pay their EMIs without any stress. This feature allows you to not pay EMIs for the first 3 months so that you get time to plan your finances. The total amount of the first 3 EMIs is spread over the rest of your loan tenure.