Features and Benefits
Home Loan +
Buying a home involves a lot of money and to add that personal touch to your home, you may require additional funds to spend on fixtures and fittings. To help you smarten your home, Bajaj Finserv presents Home Loan +, an option that gives you an additional amount exclusively to spend for this purpose.
If you have used your own funds to purchase a home in the last 12 months, you can get the property refinanced and take a loan up to the registered value of your property.
Part prepayment facility
With our part prepayment facility, you can pay back any amount of the loan that you have taken but the total amount should not be less than 3 EMIs. Part prepayment can be done post clearance of the first EMI.
Nil foreclosure charges
You can close your Home Loan anytime during the loan tenor without having to pay any foreclosure charges.
Online account access
You can get all information about your home loan through our digital portal - Experia.
3 EMI Holiday
Not many home buyers know that there is more to a Home Loan than just paying the down payment. Apart from the initial down payments and the interest rate, there are a lot of additional costs that raise the price by almost 25 percent.
To help you plan your finances better so that you can pay your EMIs without any stress, Bajaj Finserv presents 3 EMI free months, a unique feature that allows you not to pay EMIs for the first 3 months. The total amount of the first 3 EMIs is spread over the rest of your loan tenure.
To further explore, try our 3 EMI Holiday calculator online.
An existing Home Loan customer can avail of our unique Flexi Saver option on a new or existing top-up loan. With this unique feature, you can save interest as well as manage your cash flows efficiently. The flexi scheme lets you re-avail the principal amount that you paid back at any time within the loan tenure without any additional documentation.