Home Loan in Chennai: Features and Benefits
Bajaj Finserv helps you fulfill your dream of buying a home in Chennai at India’s lowest interest rate on an online Home Loan. Here’s a host of features and benefits that you get If you avail of a Home Loan from Bajaj Finserv in Chennai:
Home Loan +
We understand that buying a home involves a major chunk of one’s life saving. Apart from the down payment and interest charges, there are additional costs that increase the price of home by at least 25% and in many cases, these costs can leave you with almost no finances to set your home up.
To help you set-up your home, Bajaj Finserv presents Home Loan+, a unique offering that lends an additional amount to help you spend on furniture, fixtures, or other equipment to spruce-up your home.
You can get your home refinanced with Bajaj Finserv if you purchased it within the last 12 months with your own fund.
Part prepayment facility
With our part prepayment facility, you can pay back a part of your loan amount any time during your loan tenure post clearance of the first EMI. The minimum prepayment amount should not be less than 3 EMIs. Use our Home Loan part prepayment calculator to figure this out better.
Nil foreclosure charges
You can foreclose your Home Loan anytime during the loan tenure without paying any additional foreclosure charges.
You can avail of our unique Flexi Saver scheme if you are an existing customer. Bajaj Finserv is the first non-bank in the country to offer a unique and innovative capability, offering you a combination of a term loan and credit line facility. The flexi scheme lets you re-avail the principal amount that you paid back at any time within the loan tenure without any additional documentation.
Online account access
Get all information about your home loan through our customer portal - Experia.
3 EMI free months
This unique feature helps you plan your finances so that you can pay your Home Loan EMIs stress free as you don’t have to pay EMIs for the first three months after taking the loan. The total amount of the first 3 EMIs is spread over the rest of your loan tenure.