Located at the foothills of the Sivalik range of Himalayas, Chandigarh offers an extreme variety in climate—very hot summers and very cold winters. The fertile lands of the union territory that lie on the borders of Punjab and Haryana, along with the scenic beauty it offers, make Chandigarh a great place to live in.

If you’re looking to move to the city, you can opt for Bajaj’s Home Loan in Chandigarh to make your home buying experience as smooth as possible.

Home Loan in Chandigarh: Features and Benefits

You can look up online Home Loan in Chandigarh from Bajaj Finserv and apply for one from wherever you are. The online procedure is easy, hassle-free and hardly consumes any time.

More than just a loan

If you are looking for the convenient option of buying a home that is ready to occupy, Bajaj Finserv’s ‘Home Loan +’ feature is your best bet. Apart from Housing Finances, Bajaj Finserv also caters to funding your desired furnishing needs with an additional amount specifically for fittings and fixtures.

3 EMI holiday

In addition to the low Home Loan Interest Rates, Bajaj Finserv offers its customers an EMI-free period of 3 months. With the help of this grace period you can plan out your finances for the remainder of the loan tenure.

Flexi loan

With this scheme, you can pre-pay or drawdown money anytime during the tenure period. There are no interest rates levied on the prepaid amount, and this money can be withdrawn without any charges if you face a financial crunch.

Home Loan Eligibility and Documents for Chandigarh

The eligibility criteria for the Home Loan requires you to be a citizen of India between the age of 28 and 70. You also need to be a salaried individual with a work experience of at least 3 years. We offer loans for amounts ranging from Rs.3 lakh to Rs.15 crore.

The documents required for Home Loan include an address proof, ID proof, bank account statements, income details, and photographs.

How to Apply for Home Loan in Chandigarh


Just duly fill this online application form, and your Home Loan application process will be well on its way.


If you don’t like the online mode, you just have to call us on 1-800-209-4151 or visit our outlet to begin the application process.

Home Loan in Chandigarh: Fees and Charges

Whether it’s a Home Loan in Gurgaon, Home Loan in Faridabad, Bajaj Finserv offers one of the lowest Home Loan interest rates. The only regular fee is the 0.8% processing fee charged on the entire loan amount. An interest fee of 2% per month is applicable for penalty.

Contact us

New customers can visit any of our branches or call us at 1800 1033535 or just SMS “HOME” to 9773633633.

Existing customers can call us at 020-39574151 (call charges applicable) or write to us at: wecare@bajajfinserv.in.

Bajaj Finserv

1st & 2nd Floor Sco 26,
Sector 26, Madhya Marg,

Phone: 172 301 7260

To know the address of your nearest branch Click here.

Agreements and T&C

We, at Bajaj Finserv, believe in full disclosure, which is why our terms and conditions are iron clad. Click here to learn more about them.