Bengaluru formerly known as Bangaloreis the capital of Karnataka. With a population of more than 9 million people, it is the third most populous city of India. Bangalore plays the role of ‘Silicon Valley’ in India. It records the highest IT export compared to the other parts of the country. A demographically diverse city, Bangalore is also the second-fastest growing Indian metropolis. With a gross domestic product of more than $83 billion, Bangalore ranks fourth in terms of overall GDP contribution.

At Bajaj Finserv, we understand the demands of a growing city with growing needs. Our smart home loan option in Bangalore has thus been made to address your immediate need for cash with an option to repay in easy EMIs later.

Home Loan in Bangalore: Features and Benefits

Presenting India’s lowest interest rate of 9.50% on an online Home Loan for salaried individuals from Bajaj Finserv.

Home Loan +

While we help you buy your dream home, we also understand that to spruce up your home, you need to spend a lot on fixtures and fittings. To help you transform your home to the home of your dreams, Bajaj Finserv has come up with a unique offer – Home Loan +, an option that gives you a separate amount exclusively for this purpose.

Refinance

You can avail of our refinance scheme to take a loan up to the registered value of your property if you have purchased your property with your own funds within the last 12 months.

Part prepayment facility

There are times when you may have some extra cash in hand, in such a situation you can pre-pay a part of your loan amount which would reduce your overall tenure/EMIs but will also assist you in closing your loan sooner.

Nil foreclosure charges

After paying the first EMI, you can choose to foreclose your loan anytime without paying any additional foreclosure charges.

Flexi scheme

You can avail of our unique Flexi Saver option on your new/existing top-up loan if you are an existing Home Loan customer. The advantage of Flexi scheme is that you can pre-pay and drawdown money within the drop-line facility. Once you avail the Flexi facility, you stand to benefit by saving interest cost by pre-paying any additional/idle funds that you may have, without any interest being levied on the part-paid amount.

Online account access

Once you’ve availed a Home Loan from Bajaj Finserv , you can access all your loan related information like interest certificate, payment schedule, repayment track and much more through our Home Loan digital customer portal.

3 EMI free months

Did you know that there is more to a Home Loan than just interest rates and the initial down payment? Most home buyers are unaware of additional costs like processing charges, legal fees, registration charges, etc. These add-ons raise your budget by almost 25 percent.

Those unaware of these charges can find it difficult to pay EMIs from the start. To help you plan your finances better, Bajaj Finserv presents 3 EMI free months, a smarter and better option to plan your finances better so that you can pay your EMIs without any hassle. It’s an exclusive feature that gives you the comfort of not paying EMIs for the first 3 months, so that you can settle into your new home and begin paying EMIs from the 4th month. The total amount of the first 3 EMIs is spread over the rest of your loan tenure.

Home Loan Eligibility and Documents for Bangalore

Bajaj Finserv offers online Home Loans to salaried individuals. To avail a Home Loan in Bengaluru, you will need to fulfill a few basic eligibility criteria. To know more about Home Loan eligibility criteria and documents required.

How to Apply for Home Loan in Bangalore

Online

All you need to do is enter some basic details about you on our online application form.

Offline

To avail Bajaj Finserv housing loan, you can call us on 1-800-209-4151 and our representative will get in touch with you.

Home Loan in Bangalore: Fees and Charges

Bajaj Finserv not only offers the best housing loan interest rate in India but also helps you get an instant online approval in 5 minutes with minimal fees and charges. To know more about our Home Loan fees and Charges.

Contact us

New customers can visit any of our branches or call us at 1800 1033535 or just SMS “HOME” to 9773633633.

Existing customers can call us at 020-39574151 (call charges applicable) or write to us at:[email protected].

Branch Address

Bajaj Finserv

2nd Floor, Shiva Complex, #1017, Dr. Rajakumar Road,
4th Block, Rajaji Nagar,
Bangalore, Karnataka
560010

Phone: 1800 209 4151

To know the address of your nearest branch Click here.