3 EMI Holiday Calculator

Loan amount (Rs. in lac)
Tenor (in months)
Rate of interest
Year & Month of Disbursal
Please select your disbursal
Your EMI is
Rs. 25.37 /month
Done
  • With
    3 EMI Holiday Scheme
  • 34
    Month
  • Without
    3 EMI Holiday Scheme
  • 5
    Month

The starting month for your EMI is based on the assumption that your loan was disbursed before the 15th of the selected month.

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What is a 3 EMI Holiday?
Whenever someone takes up a Home Loan, a large chunk of their savings ends up being used for things like registration, stamp duty, and the down payment. The rest of it goes into paying the EMI. And this is an expense that takes a toll on the borrower’s finances for some time.

Bajaj Finserv’s 3 EMI Holiday facility gives borrowers a 3 month resting period, which allows them to conveniently figure out their finances and cushion their loan expenses for a short period of time. This way you can get comfortable with your cash flow before you actually start paying back the loan that you’re taken.

What is a 3 EMI Holiday Calculator?
A 3 EMI Holiday Calculator helps you get an idea of how much your revised EMI would be after the 3 month breather period gets over. You just have to feed in basic loan details like tenure, principal, and rate of interest.

How do you use a 3 EMI Holiday Calculator?
The 3 EMI Holiday calculator has been designed to be used by anyone and everyone. You don’t need to know any math or any complicated formulas, the calculator just needs your loan details. You’ll have to be ready with your principal amount, the tenure of your loan, the rate of interest, and month and year of disbursal.

Once you do that, the calculator will provide you with the following details -

  • Month and year from which your loan will start
  • The EMI amount to be paid each month

 

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