Home Loan Eligibility:
At Bajaj Finserv, the Home Loan eligibility criteria is defined by various factors as mentioned below:
- You are an Indian resident.
- You are between 28-70 years of age.
- You are a self-employed individual with minimum 5 years of continuity in your current business.
- The minimum loan amount is 30 lacs and maximum 15 cores.
Documents Required for Home Loan:
|Date of birth proof
||Certificate of incorporation
||IT returns & balance sheet & P/L account statement for the last 2 years
|Business continuity proof
|Bank account statements
||For last 6 months
||Yes (for partnership)
||Yes (for companies)
*Kindly note that the list of documents mentioned is indicative. During loan processing additional documents may be asked for .The same will be appropriately communicated to you as and when required.
Not yet an existing customer?
You can visit our branch or call us at 1800-103-3535 or SMS 'SHOL' to 9773633633
For existing customers
Call us on our toll free IVR
- Dial 020 3957 4151 (call charges apply) (W.e.f. 2 May 2015)
- Enter your 7-digit Bajaj Finserv Customer ID
- Select from various IVR options
- Access IVR in 10 languages:English, Hindi, Bengali, Marathi, Punjabi, Gujarati, Tamil, Telugu, Kannada and Malayalam
- Get access to all your loan details
- For online customer portal click here
- Log in using your user ID and password
- Access all loan details
- Manage your loans
- View special offers
Write to us at firstname.lastname@example.org
for all your queries.
SMS <<keyword below>> to +91 92275 64444
||To receive the download URL for mobile app
||Know your current email address
|UPDEMAIL <New Email ID >
||Know your current email address
||Know your current mailing address
||Know your customer ID
||Know your Loan Account Number (LAN)
||Know your loan/EMI details
||Know your Customer Portal username and password
||Know your 4 digit EMI Card PIN
||Statement of account
||No objection certificate
|Give your valuable feedback
Give a positive feedback
Give a negative feedback
(Your mobile number should be registered with us for this facility). Standard
SMS charges applicable
Visit our branch
- Change of mode of payment (swapping)
- Purchase/cancellation of insurance policy
- Foreclosure of loan
To know the address of your nearest branch Click
Financial Fitness Report
We launched the Financial Fitness Report (FFR) for our Salaried customers in December 2013.
Through this report we would educate and create financial and credit awareness among Salaried customers, one of our many value added services we provide.
We have partnered with a firm called Credit Vidya who possesses the expertise in preparing the FFR for our customers.
The FFR is a concise, crisp, customized and easy to understand report, available at just Rs.749, for select existing customers, covering the following:
- A customers’ Credit Score
- Demystifying the credit score for the customer and informing him about his performance across various components of the score
- Key monetary ratios & savings potential which would provide awareness to a customer about his financial leverage
- Recommendations to the customer with respect to his credit behavior
- DO’s & DON’T’s of good credit behavior
Click here to view a sample copy of the report
How to Apply
The Financial Fitness Report is only available to select existing customers who have an offer on our Customer Portal.
To view the FFR offer, a customer must log in to the Customer Portal with a Username/Email ID/Mobile Number and Password.
Alternately a Salaried customer could seek information about the FFR from our Sales / Credit Manager during the Personal loan application process. The report for a new customer is priced at 999/-
Post application for a FFR, the report is generated within 3 days post disbursal of the loan and emailed to the customer on the email ID provided by him/her.