"The Bajaj Finserv EMI Card is a brilliant way of financing. I bought a smartphone on easy EMIs and I have to say I’m very impressed with the simple application process and the variety of gadgets available. I’m planning to buy all my future electronics with the EMI Card. Thanks, Bajaj Finserv.”
- Chetan Naidu
“I was pleasantly surprised when my favourite clothes retailer asked me if I wanted to pay for my purchase using my EMI Card. The latest trends are suddenly way more affordable. Thank you Bajaj Finserv. I can shop more often thanks to you.”
Make your cooking efficient and also save time by getting home a mixer, grinder or a juicer with advanced features. Pick the product of your choice from the most popular brands such as Philips, Usha, Bajaj, and more. Instead of paying upfront, use the Bajaj Finserv EMI Card to pay for your purchase. With a nominal processing fee, you will be able to convert the purchase of your mixer, grinder, or juicer into easy EMIs.
Features and benefits:
Get a loan up to Rs. 5 lakh
Go for the best mixer, grinder or juicer without worrying about whether it fits into your budget.
Approval within minutes
Spend time on selecting your favourite product instead of wasting it in lengthy approval processes. You can get approved for easy EMIs within a few minutes. Apply online or walk into any of our partner stores.
Fill out an easy application form and attach your ID proof, address proof, and a cancelled cheque to convert your purchase into easy EMIs.
As an existing customer of Bajaj Finserv, get exclusive deals and discounts from our partner stores and manufacturers.
Small processing fees
Just pay a small processing fee to convert the price of your favourite mixer, grinder or juicer into easy EMIs.
The repayment of your instant loan is hassle-free and easy. Divide the EMIs into 3, 6, 9 or 12 months and repay easily. Foreclose the loan with any additional funds, without any foreclosure charges.
How to apply:
Buying electronics and home appliances on the EMI Network is easy and hassle-free.
If you have an EMI Card:
Walk into our partner store
Swipe your EMI Card
Walk out with your purchase
If you do not have an EMI Card:
Apply for instant approval by filling up a form online
Walk into our partner store
Show the SMS of your pre-approved loan amount to our in-store representative
Walk out with your purchase
Eligibility and documents:
You must be a salaried individual and between 21 years and 60 years of age.
Photo id proof
One cancelled cheque in case of ECS
Credit program specific documents (Any one of the following)
Credit card front side photocopy
Visiting card & employee id proof
Photocopy of RC book (not applicable for vehicles registered after 2004 & commercial cars)
Bajaj Finserv existing loan repayment loan account number / schedule (subject to not later than 18 months old)
A Durable loan is a loan for purchase of Durable like Washing Machine, Refrigerator, Television, etc.
Q2. What is the process for availing the loan?
Please check out the ‘How to apply’ section for more details.
Q3. What are the tenors for which I can avail of the loan?
You have flexible tenor options to choose from, ranging from 8 to 24 months.
Q4. What is the documentation required?
You need to provide a valid income document, photo id proof, residence proof and PDC's/ECS. Depending on the Credit program you opt for, you will be required to give some minimal additional document(s). For more details, please check out the Documents column within the ‘Eligibility’ section.
Q5. What is the interest and processing fees charged for the loan?
We offer Durable Finance under which there is absolutely no interest charged. These offers are available on a range of products. For products that are not covered under Durable Finance, you will be charged nominal interest as per the prevailing company interest rate and policy. A nominal processing fee is charged depending on the special offers running at the time.
Q6. How does Bajaj Finserv offer durable finance at rate to customers?
We do not charge any interest component to our customers. All that a customer has to pay is some upfront instalments (as applicable) for the amount financed and a nominal amount of processing charges. The manufacturers bear an annualised rate of interest which is based on risk gradation, cost of funds, margin & risk premium. There are no hidden charges whatsoever.
Q7. Whom do I contact in case of any further queries regarding the loan? Where can I get this loan?
You can walk into our dealer partner Durable outlets and connect with our in-store executives. To find out our dealer partner store nearest to you, simply fill in your location detail in our ‘Find the nearest store’ section.
Q8. Can I foreclose the loan, and what is the procedure for the same?
Yes, you can foreclose after 6 months from the loan disbursement date. Just walk into one of our branches or contact us on firstname.lastname@example.org we will be happy to help you.
Q9. Are there any charges for foreclosing the loan?
There are absolutely no charges or penalty for foreclosing your loan.
Not yet an existing customer?
You’ll be surprised how easy it is to get a Durable Finance loan with Bajaj Finserv even if you’ve never used our services before. Just visit any of our 12000+ retail partner outlets across over 140 cities in the country and our in-store representative shall guide through the entire process. Click here to find the nearest outlet in your city.
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To know the address of your nearest branch click here.
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