"The Bajaj Finserv EMI Card is a brilliant way of financing. I bought a smartphone on easy EMIs and I have to say I’m very impressed with the simple application process and the variety of gadgets available. I’m planning to buy all my future electronics with the EMI Card. Thanks, Bajaj Finserv.”
- Chetan Naidu
“I was pleasantly surprised when my favourite clothes retailer asked me if I wanted to pay for my purchase using my EMI Card. The latest trends are suddenly way more affordable. Thank you Bajaj Finserv. I can shop more often thanks to you.”
- Neha Kendre
Kitchen appliances with advanced features and technology make cooking effortless and convenient. Upgrade your kitchen appliances with Bajaj Finserv’s EMI Network and convert the price of your purchase into easy EMIs. Just pay a nominal processing fee to convert your kitchen appliance price into easy EMIs.
A Durable loan is a loan for purchase of Durable like Washing Machine, Refrigerator, Television, etc.
Q2. What is the process for availing the loan?
Please check out the ‘How to apply’ section for more details.
Q3. What are the tenors for which I can avail of the loan?
You have flexible tenor options to choose from, ranging from 8 to 24 months.
Q4. What is the documentation required?
You need to provide a valid income document, photo id proof, residence proof and PDC's/ECS. Depending on the Credit program you opt for, you will be required to give some minimal additional document(s). For more details, please check out the Documents column within the ‘Eligibility’ section.
Q5. What is the interest and processing fees charged for the loan?
We offer Durable Finance under which there is absolutely no interest charged. These offers are available on a range of products. For products that are not covered under Durable Finance, you will be charged nominal interest as per the prevailing company interest rate and policy. A nominal processing fee is charged depending on the special offers running at the time.
Q6. How does Bajaj Finserv offer durable finance at rate to customers?
We do not charge any interest component to our customers. All that a customer has to pay is some upfront instalments (as applicable) for the amount financed and a nominal amount of processing charges. The manufacturers bear an annualised rate of interest which is based on risk gradation, cost of funds, margin & risk premium. There are no hidden charges whatsoever.
Q7. Whom do I contact in case of any further queries regarding the loan? Where can I get this loan?
You can walk into our dealer partner Durable outlets and connect with our in-store executives. To find out our dealer partner store nearest to you, simply fill in your location detail in our ‘Find the nearest store’ section.
Q8. Can I foreclose the loan, and what is the procedure for the same?
Yes, you can foreclose after 6 months from the loan disbursement date. Just walk into one of our branches or contact us on firstname.lastname@example.org we will be happy to help you.
Q9. Are there any charges for foreclosing the loan?
There are absolutely no charges or penalty for foreclosing your loan.
A home isn’t perfect unless the Kitchen is.
Shop with EMI Finance to give your kitchen the modular look it deserves. With partner outlets in top cities like Delhi, Mumbai, Chennai, Kolkata, Bangalore, Pune etc., we provide everything to help you with the latest modular kitchen designs. Just visit our stores where our in-store executive shall help you with your purchase or simply swipe, sign and buy with your Bajaj Finserv EMI Card.
Not yet an existing customer?
You’ll be surprised how easy it is to get a Durable Finance loan with Bajaj Finserv even if you’ve never used our services before. Just visit any of our 12000+ retail partner outlets across over 140 cities in the country and our in-store representative shall guide through the entire process. Click here to find the nearest outlet in your city.
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