Modular Kitchen

Stuffy, cluttered kitchens are out – spacious modular kitchens, with ample storage space, an efficient stove and chimney, and sleek cabinets, are in! Cooking a meal in such a kitchen would be a pleasure, don’t you think? So why not get yourself a brand new modular kitchen, on easy EMIs? Just pay a small processing fee at the time of purchase, and divide the actual cost of your purchase into interest-free EMIs.

Features and benefits:

Loans up to Rs. 5 lakh

With loan up to Rs. 5 lakh, you are free to pick your new modular kitchen from the best brands in the market.

Flexible EMI tenor

Choose a repayment tenor that matches your budget, up to a maximum of 24 months.

Instant approval

No more waiting for days to get approval on your loan. We have in-store representatives present across all our partner stores to help you with the purchase of your new modular kitchen with an instant loan approval.

Minimal documents required

You need just 3 documents to purchase a modular kitchen on easy EMIs – an address proof, a photo ID, and a cancelled cheque.

Nil foreclosure charges

You can foreclose your loan at any time after you have paid the first EMI, without having to pay any additional foreclosure charges.

Access to an online account for customers

Get all your loan details, like amount due, payment schedule, and interest certificates, on an easily accessible online account.

How to apply:

Buying a swanky modular kitchen on the EMI Network is easy and hassle-free.

If you have an EMI Card:

  • Walk into our partner store
  • Swipe your EMI Card
  • Walk out with your purchase

If you do not have an EMI Card:

  • Apply for instant approval by filling up a form online
  • Walk into our partner store
  • Show the SMS of your pre-approved loan amount to our in-store representative
  • Walk out with your purchase


Eligibility and documents:

Age 23-60 years

Documents required

Photo id proof

Residence proof

One cancelled cheque in case of ECS

Credit program specific documents (Any one of the following)

Credit card front side photocopy

Visiting card & employee id proof

Photocopy of RC book (not applicable for 
vehicles registered after 2004 & commercial cars)

Bajaj Finserv existing loan repayment loan account number /
schedule (subject to not later than 18 months old)

Any other bank/NBFC repayment schedule

Latest salary slip


Frequently Asked Questions

Q1. What is Lifestyle EMI Finance?

A. Lifestyle EMI Finance is a facility to offer loans towards the purchase of various lifestyle products like home improvements and furniture, modular kitchens,home furnishings, luxury watches, digital lifestyle products and lots more.

Q2. Where in India is Lifestyle EMI Finance currently available?

A. We are currently offering Lifestyle EMI Finance in over 32 cities in India, and adding more cities every day. To find out our partners in your city, just fill in the name of the city in the 'Find our partner' section to the right of your page.

Q3. How can I avail of this loan?

A. Once you have decided on the lifestyle product that you wish to purchase, all you have to do is to walk into any of our partner retailers in any of the cities mentioned above and contact our representative and he/she will take you through the whole process of availing this loan. It's quick, easy and simple.

Q4. What are the features and benefits of Lifestyle EMI Finance?

A. Please check the section on Features and Benefits for more details.

Q5. What documents do I need to submit to procure this loan?

A. Please check the section on Eligibility and documents for more details.

Q6. How do I get loan related documents such as NOC, Statement of Accounts and other related documents?

A. Just call our 020 – 3957 5152 (Call charges applicable) Alternatively, you can log onto your account on the Customer Portal and download the necessary documents.

Q7. What is the rate of interest payable on availing Lifestyle EMI Finance?

A. Under Lifestyle EMI Finance, you don't have to pay any interest whatsoever.

Fees and Charges

Product Category Processing Fees
Furniture Rs. 749
Kitchen Rs. 999
Camera/Camcorder Rs. 749