Furnishings and Home Décor

Be it a rustic table lamp or 3D wall art, the right décor accents can enhance the visual appeal of your home. Your home furnishings and décor can inspire your mood and add a new energy to your home. Choose a home décor theme according to your personality and make your home lively with new home furnishings, home accents, and ornamental accessories. From carpets and rugs to chandeliers and upholstery, deck up your home with the perfect furnishings. Buy home furnishings and décor items by using Bajaj Finserv’s EMI Network and pay for your purchase in easy EMIs. All you have to do is pay a nominal processing fee and convert your purchase into affordable interest-free EMIs.

Features and benefits:

Loan up to Rs. 3 lakh

Get up to Rs. 3 lakh to upgrade your home décor and add new furnishings. Leave your budget constraints aside and get the best for your home.

A smart way to pay

Why pay by cash or pay high interest on credit cards when you can buy new home furnishings with Bajaj Finserv’s interest-free EMIs? Use the smartest way to pay for your new home décor.

Nominal charges

It takes only nominal processing fees to convert the price of your home furnishings into easy EMIs with no interest.

EMIs up to 12 months

You can divide the cost of your home furnishings into 3, 6, 9 or 12 month EMIs. Choose an EMI tenor according to your budget.

Wide range of options

With a wide range of partner stores, Bajaj Finserv’s EMI Network provides you with a variety of options from which to select your home furnishings.

On spot approval

Get an instant approval to convert your purchase into EMIs. Apply online with a quick form or ask our in-store representative for an on spot loan approval.

Minimal documentation

Just submit 3 documents to avail easy EMIs for your home furnishing needs. You need to provide only your ID proof, address proof, and a cancelled cheque.

Pre-approved offers

As a Bajaj Finserv customer, enjoy exclusive deals and offers from our partner stores and manufacturers.


Eligibility and documents:

Age 23-60 years

Documents required

Photo id proof

Residence proof

One cancelled cheque in case of ECS

Credit program specific documents (Any one of the following)

Credit card front side photocopy

Visiting card & employee id proof

Photocopy of RC book (not applicable for 
vehicles registered after 2004 & commercial cars)

Bajaj Finserv existing loan repayment loan account number /
schedule (subject to not later than 18 months old)

Any other bank/NBFC repayment schedule

Latest salary slip


Frequently Asked Questions

Q1. What is Lifestyle EMI Finance?

A. Lifestyle EMI Finance is a facility to offer loans towards the purchase of various lifestyle products like home improvements and furniture, modular kitchens,home furnishings, luxury watches, digital lifestyle products and lots more.

Q2. Where in India is Lifestyle EMI Finance currently available?

A. We are currently offering Lifestyle EMI Finance in over 32 cities in India, and adding more cities every day. To find out our partners in your city, just fill in the name of the city in the 'Find our partner' section to the right of your page.

Q3. How can I avail of this loan?

A. Once you have decided on the lifestyle product that you wish to purchase, all you have to do is to walk into any of our partner retailers in any of the cities mentioned above and contact our representative and he/she will take you through the whole process of availing this loan. It's quick, easy and simple.

Q4. What are the features and benefits of Lifestyle EMI Finance?

A. Please check the section on Features and Benefits for more details.

Q5. What documents do I need to submit to procure this loan?

A. Please check the section on Eligibility and documents for more details.

Q6. How do I get loan related documents such as NOC, Statement of Accounts and other related documents?

A. Just call our 020 – 3957 5152 (Call charges applicable) Alternatively, you can log onto your account on the Customer Portal and download the necessary documents.

Q7. What is the rate of interest payable on availing Lifestyle EMI Finance?

A. Under Lifestyle EMI Finance, you don't have to pay any interest whatsoever.

Fees and Charges

Product Category Processing Fees
Furniture Rs. 749
Kitchen Rs. 999
Camera/Camcorder Rs. 749