Home & Furniture (Lifestyle finance)

Bright and colourful or calm and earthy, ethnic or modern, flamboyant or minimalistic - what's your home décor style? Give your home a stylish makeover without worrying about how much it costs, only on the Bajaj Finserv EMI Network, on easy EMIs. Pay a nominal processing fee, and divide the cost of your purchase into easy EMIs.

Products

Features and benefits:

Loans up to Rs. 3 lakh

Get up to Rs.3 lakh for your desired home renovation and furniture purchases.

Smartest way to pay

Walk home with your brand new furniture with easy EMIs, a quick and easy way to pay for home upgrades.

Nominal fee

Pay a nominal fee to avail the EMI facility and don’t let a furniture purchase disturb your monthly budget.

EMIs up to 12 months

Divide your purchase into easy EMIs that fit your budget, starting from 3 months and going up to 12 months.

Wide range of products

Be it a new sofa set, bed, dining table or any other piece of furniture, EMI Network covers the widest range of home related products.

On spot approval

Get an instant approval through a quick online form or ask our in-store representative for an on-the-spot loan approval for your purchase.

Only 3 documents required

ID proof, address proof, and a cancelled cheque is all you need to convert your furniture purchase into easy EMIs.

Pre-approved offers

Once you are a part of Bajaj Finserv’s EMI Network, you will be eligible for exciting pre-approved offers from our 200+ partner stores.

 

How to apply:

Sprucing up your home on the EMI Network is easy and hassle-free.

If you have an EMI Card:

  • Walk into our partner store
  • Swipe your EMI Card
  • Walk out with your purchase

If you do not have an EMI Card:

  • Apply for instant approval by filling up a form online
  • Walk into our partner store
  • Show the SMS of your pre-approved loan amount to our in-store representative
  • Walk out with your purchase

 

Eligibility and documents:

You must be a salaried individual and between 21 years and 60 years of age.

Documents required

Photo id proof

Residence proof

One cancelled cheque in case of ECS

Credit program specific documents (Any one of the following)

Credit card front side photocopy

Visiting card & employee id proof

Photocopy of RC book (not applicable for 
vehicles registered after 2004 & commercial cars)

Bajaj Finserv existing loan repayment loan account number /
schedule (subject to not later than 18 months old)

Any other bank/NBFC repayment schedule

Latest salary slip

 

Frequently Asked Questions



Q1. What is Lifestyle EMI Finance?

A. Lifestyle EMI Finance is a facility to offer loans towards the purchase of various lifestyle products like home improvements and furniture, modular kitchens,home furnishings, luxury watches, digital lifestyle products and lots more.


Q2. Where in India is Lifestyle EMI Finance currently available?

A. We are currently offering Lifestyle EMI Finance in over 32 cities in India, and adding more cities every day. To find out our partners in your city, just fill in the name of the city in the 'Find our partner' section to the right of your page.


Q3. How can I avail of this loan?

A. Once you have decided on the lifestyle product that you wish to purchase, all you have to do is to walk into any of our partner retailers in any of the cities mentioned above and contact our representative and he/she will take you through the whole process of availing this loan. It's quick, easy and simple.


Q4. What are the features and benefits of Lifestyle EMI Finance?

A. Please check the section on Features and Benefits for more details.


Q5. What documents do I need to submit to procure this loan?

A. Please check the section on Eligibility and documents for more details.


Q6. How do I get loan related documents such as NOC, Statement of Accounts and other related documents?

A. Just call our 020 – 3957 5152 (Call charges applicable) Alternatively, you can log onto your account on the Customer Portal and download the necessary documents.


Q7. What is the rate of interest payable on availing Lifestyle EMI Finance?

A. Under Lifestyle EMI Finance, you don't have to pay any interest whatsoever.

 

Our Partner Retailers

Furniture

Now give your home the personality it craves!

Shop for the widest range of furniture online and otherwise from Sofa Sets to King and Queen Beds and even Dining Table Sets on Lifestyle Finance only from Bajaj Finserv. We have in-store executives to help you at all our partner outlets and EMI Card when you want the job done in minutes. Don’t have an EMI Card yet? Just visit here and apply now to avail the best pre-approved loan option in India.

For a complete list of retailers and partners, please see below.

Partners

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Fitness

Fitness isn’t about habits, it is about attitude

Shop for the widest range of fitness equipment from Home Fitness to Gym Fitness including Treadmill and Cross Trainers on Lifestyle Finance online or at our multiple partner outlets across the country. All you need to do is visit the store (where you’ll be assisted by our in-store executives) or get an EMI Card to carry a pre-approved loan in your wallet always. If you do not have an EMI Card, please visit here.

For a complete list of retailers and partners, please see below.

Big Bazaar
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Mattress

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