Healthcare Finance:

Need to pay for unforeseen medical expenses that are not covered by your medical insurance? Healthcare Finance with the Bajaj Finserv EMI Card helps you take care of your health, beauty, and wellness needs, all on easy EMIs. Just visit any of our healthcare partners and get healthy and happy, without stretching your budget.

Features and Benefits

Loans up to Rs. 4.5 Lakh on easy EMIs

Get healthcare finance up to Rs. 4.5 lakh, for all your wellness procedures and treatments, and repay them in easy EMIs over 3 to 12 months.

Instant approval

No more waiting to get your loan approved. Get instant approval with the help of our in-clinic representatives, who will assist you with the application process and documentation.

Minimal documentation

No more never-ending forms. All you need is an identity proof, an address proof, and a cancelled cheque, to get your instant loan.

If you already have an EMI card, just use it to pay for your treatment without any other documents needed.

Part pre-payment facility

Prepay a part of your loan amount to reduce your overall tenor or EMIs. You can prepay up to 6 times in a calendar year, and the minimum amount should be at least the sum of 3 EMIs.

Preapproved offers

Get exclusive pre-approved offers from us, such as an upgraded treatment from our partner clinics or hospitals.

Online account access

Monitor your loan online, including details like payment schedule, interest certificate, and repayment through our customer portal.

Treatments covered under Healthcare Finance

Get covered for eye care, IVF and maternity care, bariatric surgery, laparoscopy, dental care, stem cell treatment, and hair restoration.

 

How to Apply for Life Care Finance

Here’s how you can avail of Life Care Finance from Bajaj Finserv:

With an EMI Card

If you own an EMI card, just swipe it at our partner clinic/hospital and avail of Life Care Finance in minutes without having to submit any document or going through the process of applying for a loan.

Without an EMI Card

As a new customer, you can avail of Life Care Finance in a few simple steps:

  • Walk into any of our partner clinic/hospital and contact our in-clinic representative.
  • Contact the doctor and get a quote for the treatment. Our in-clinic representative will take you through the whole process of availing this loan.
  • You will need to fill an application form and submit the required documents. Click hereto know more about documents required for availing Life Care Finance from Bajaj Finserv.

If you do not have an EMI Card, to apply online or SMS <LCEMI> to 56070

 

Health Care Finance Eligibility

You must be a salaried person and between 23 years and 60 years of age. The minimum value for availing EMI Finance for all elective procedures covered under Life Care Finance should be Rs. 15,000.

Documents Required for Health Care Finance

  • Photo Id proof
  • Residence proof
  • One cancelled cheque in case of ECS
  • Credit program specific documents (any one of the following)
    • Credit card front side photocopy
    • Visiting card & employee Id proof
    • Photocopy of RC book (Not applicable for vehicles registered after 2004 & commercial cars)
    • Bajaj Finserv existing loan repayment Loan Account Number / Schedule (subject to not later than 18 months old
    • Any other Bank/NBFC repayment schedule
    • Latest salary slip

 

Fees and Charges

Category

Processing Fees

Bariatric surgery

Rs. 749

Cosmetic Surgery

Rs. 749

Dentistry/Dental care

Rs. 749

Eye care

Rs. 749

Hair Restoration

Rs. 749

IVF (In Vitro Fertilization) & Maternity Care

Rs. 749

Laparoscopic surgery

Rs. 749

Stem cells

Rs. 749

 

Frequently Asked Questions



Q1. What is Life Care Finance?

A.Life Care Finance product is designed to help you finance your health, beauty and wellness needs. With Life Care Finance, you can pay for treatments and procedures for you and your family and pay back the loan in easy EMIs.


Q2. Where in India can I avail of Life Care Finance?

A.We are currently offering Life Care Finance for 4 categories in 9 cities in India.

Category

Hospital Name

Location

Eye care

Centre for Sight

Delhi, Hyderabad, Jaipur, Vadodara

Eye care

Venu Eye Hospital & Research Centre

Delhi

Eye care

EyeQ

Delhi, Lucknow, Surat, Vadodara

IVF

Seeds of Innocence

Delhi

Dental care

MyDentist

Ahmedabad, Mumbai, Pune, Surat,

Bariatric 
surgery

CODS

Mumbai


Q3. How can I avail of this loan?

A.Walk into any of our partner hospital/clinic in any of the cities mentioned above and contact the doctor and get a quote for the treatment, post which our representative will take you through the whole process of availing this loan. It's quick, easy and simple.


Q4. What are the features and benefits of Lifestyle EMI Finance?

A.Here are the benefits of Life Care Finance from Bajaj Finance

  • Loans up to Rs. 4.5 Lakh
  • Instant and on-the-spot approval
  • Minimal documentation
  • Easy EMIs
  • Flexible
  • Part pre-payment facility
  • Preapproved offers
  • Online account access

Q5. What documents do I need to submit to procure this loan?

A.Below are the documents required for Life Care Finance.

  • Photo Id proof
  • Residence proof
  • One cancelled cheque in case of ECS
  • Credit program specific documents (any one of the following)
    • Credit card front side photocopy
    • Visiting card & employee Id proof
    • Photocopy of RC book (Not applicable for vehicles registered after 2004 & commercial cars)
    • Bajaj Finserv existing loan repayment Loan Account Number / Schedule (subject to not later than 18 months old)
    • Any other Bank/NBFC repayment schedule
    • Latest salary slip

Q6. How do I get loan related documents such as NOC, Statement of Accounts and other related documents?

A.You can easily access all the documents related to your loan by installing and logging in to the Bajaj Finserv app on your smartphone. You can log onto your account on the Customer Portal and download the necessary documents or call 020 – 3957 5152(call charges applicable).


Q7. What is the rate of interest payable on availing Life Care Finance?

A.Under Life Care Finance, you don't have to pay any interest whatsoever.

 

Our Partners

Bariatric surgery

Bariatric surgery is a weight loss procedure wherein the weight loss is achieved by reducing the size of stomach with a gastric band or through removal of a portion of the stomach (sleeve gastrectomy or biliopancreatic diversion with duodenal switch) or by resecting and re-routing the small intestine to a small stomach pouch (gastric bypass surgery). We are currently financing bariatric surgical procedures in association with the following partner clinics and hospitals:

Laparoscopic surgery

Laparoscopic surgery, also called minimally invasive surgery (MIS), band-aid surgery, or keyhole surgery, is a modern surgical technique in which operations are performed far from their location through small incision in the body. Now avail of EMI Finance on advanced laparoscopic procedures. Here is a list of our partners/centres where EMI Finance is available.

Dentistry/Dental care

Dentistry is a branch of medicine that is involved in the study, diagnosis, prevention, and treatment of diseases, disorders and conditions of the oral cavity, commonly in the dentition but also the oral mucosa, and of adjacent and related structures and tissues, particularly in the maxillofacial (jaw and facial) area. We have partnered with the below mentioned clinics and hospitals to provide easy financing on dentistry procedures:

IVF (In Vitro Fertilization)/ Maternity Care

IVF is the process of fertilization by manually combining an egg and sperm in a laboratory dish, and then transferring the embryo to the uterus. We are financing IVF processes through our partner clinics and hospitals as listed below:

Eye care

Eye care would include any service related to the eyes or vision. We are currently financing - eye catract, Lasik and ICL treatments, under eye care. Our partner clinics and hospitals are as below:

Stem cells

Now your bundle of joy gets an added protection for lifetime by preserving the umbilical cord of your little one. Enroll with our partners and avail easy EMI for this priceless gift of security that you can give to your baby throughout their lifetime.

Hair Restoration

Hair restoration process restores the look and feel of your natural hair. Service include hair fall treatment, scalp rejuvenation, hair transplant, PRP treatment and mesotherapy

Cosmetic Surgery

Dreaming of an enchanting face is sheer happiness and now your dreams can come true with our partners with an option of easy EMI which will make the cosmetic surgery affordable so that every face can be a beautiful face

Multi-specialty partners

Now avail of multiple elective procedures such as Eye Care, Dental Care, Bariatric Surgery, Laparoscopy surgery, Maternity Care, Hair restoration and Cosmetic Surgery under one roof with Bajaj Finserv EMI Finance on easy EMIs. Life Care Finance now offers EMI Finance option on a number of medical treatments offered at following multispecialty hospitals. Speak to our in-clinic representative to know which procedures are financed at a respective hospital/ clinic.