What if you could buy a month's worth of groceries - without having to pay for them all at once? Shop for your groceries, from milk to eggs to vegetables to staples like flour and rice, on the EMI Network by swiping your EMI Card, and divide the cost of your purchase into no cost EMI.


Feature & benefits


Minimum spend of Rs. 5,000

Buy all your groceries for the month on no cost EMIs that start at just Rs. 1,667.

Instant approval

When you swipe your EMI Card, there is no waiting. Get instant approval based on your loan amount eligibility. Log into our customer portal to know your loan amount eligibility.

To get the Experia app, SMS EMI to 56070.

No extra charges

No down-payment or processing fee when you swipe your EMI card to buy groceries on the EMI Network.

No documentation

Experience a seamless process of availing an instant loan by just swiping your EMI card at the time of purchase, without providing any documents.

Online account access

You can get all the information about your loan on our customer portal and Experia app.


How to buy:

Buying groceries on the EMI Network is easy and hassle-free. All you have to do is:

  • Walk into our partner store
  • Swipe your EMI Card
  • Walk out with your purchase



Buy groceries and small appliances across 620 stores in 35 cities with your Bajaj Finserv EMI Card.

Agra | Ahmedabad | Amritsar | Aurangabad | Bangalore | Bhopal | Bhubaneshwar | Chennai | Coimbatore | Dehradun | Delhi | Hyderabad | Indore | Jaipur | Jalandhar | Jamshedpur | Kochi | Kolkata | Lucknow | Ludhiana | Madurai | Mangalore | Mumbai | Mysore | Nagpur | Nasik | Patna | Pune | Rajkot | Solapur | Surat | Vadodara | Vijaywada | Visakhapatnam

Divide all you buy into no cost EMIs and get the best shopping experience with our below partner stores


Big Bazaar


Eligibility and Documents

To buy groceries and small appliances across our partner stores, you must be a Bajaj Finserv EMI Card holder.

If you are an EMI Card holder with ECS - Visit your nearest store and simply swipe and divide all you buy into no cost EMIs.

If you are an EMI Card holder without ECS-Submit below documents to nearest Bajaj Finserv branch

  1. Open ECS mandate duly signed (open ECS is same as other ECS with an extended period so that you don’t have to give a fresh ECS for your purchases in future)
  2. One cancelled cheque
  3. KYC documents (government issued photo ID proof and residence proof)
  4. One passport size photograph