Planning to give your wardrobe a makeover with the latest fashion trends? Why not do it on easy EMIs? Be it party wear, ethnic wear, formal wear or casual wear; buy the latest clothes and accessories on the EMI Network and divide the actual cost of the purchase into no cost EMIs.

Features & Benefits

No processing fees

There are absolutely no hidden charges or processing fees involved. You pay the exact price of your purchase, divided into monthly EMIs.

No down payment

No minimum down payment required for your purchase. With Bajaj Finserv EMI Network, convert your purchase into EMIs and walk home with latest styles.

No documentation

Just swipe your Bajaj Finserv EMI Card and instantly convert your purchase into no cost EMIs, without any documentation.

Instant approval

Get approved for no cost EMIs without any waiting period. Swipe your Bajaj Finserv EMI card and get approved immediately.

Repay easily

Divide the EMIs into 3, 6, 9 or 12 months, according to your budget.

Check your eligibility

The loan limit differs from person to person. Log on to our customer portal or Experia app to check your eligibility.

Minimum purchase of Rs. 5,000

Shop for a minimum of Rs. 5,000 to convert your purchase into no cost EMIs.


How to apply:

Buying the latest apparel on the EMI Network is easy and hassle-free.

  • Walk into our partner store
  • Swipe your EMI Card
  • Walk out with your purchase


Eligibility and documents:

To shop for clothes and accessories across 1350+ stores, you must be Bajaj Finserv EMI Card holder.

Documents required

If you are an EMI Card holder with ECS - Visit your nearest store and simply swipe and divide all you buy into no cost EMIs.

If you are an EMI Card holder without ECS - Submit below documents to the nearest Bajaj Finserv branch.

  1. Open ECS mandate duly signed (open ECS is same as other ECS with an extended period so that you don’t have to give a fresh ECS for your purchases in future)
  2. One cancelled cheque
  3. KYC documents (government issued photo ID proof and residence proof)
  4. One passport size photograph