Gold EMI Card: Features and Benefits

EMI Card is a smarter way to buy consumer durables, smartphones, furniture, life care services, groceries, clothes, accessories and much more. Shop to your heart’s delight across 25000+ outlets, 600+ cities and 50+ categories.


Pre-approved eligibility

The Bajaj Finserv EMI Card is a pre-approved loan in your wallet.

Instant approval

The moment you choose your EMI plan and swipe your card, you get an instant approval subject to the amount pre-approved to you.

Minimal documentation

Existing EMI card holders need not provide any documents, as your EMI Card carries all the necessary documents that you require.

Easy online shopping

Now online shopping gets easy and secured with Bajaj Finserv EMI card. An OTP option is enabled to make your transaction safe. Click here to know more.

Flexi tenor options

You have a range of options to choose your tenor from.

Zero foreclosure charges

You can choose to foreclose your loan anytime without any extra charges.

Preapproved offers

As existing customer, you get exclusive pre-approved offers from time to time, across a host of our partner retailers and manufacturers.

Online account access

You can get all information about your loan like payment schedule, interest certificate, etc., through our customer portal.

User Manual

To know about your Gold EMI Card, how and where to use it, for service links and much more, refer the User Manual.

Titanium EMI Card: Features and Benefits

EMI Card is a smarter way to buy consumer durables, smartphones, furniture, life care services, groceries, clothes, accessories and much more. Shop to your heart’s delight across 25000+ outlets, 600+ cities and 50+ categories. As an EMI Card holder, you are also provided with an additional pre-approved express Personal Loan.


Pre-approved eligibility

The Bajaj Finserv EMI Card is a pre-approved loan in your wallet.

Instant approval

The moment you choose your EMI plan and swipe your card, you get an instant approval subject to the amount pre-approved to you.

Minimal documentation

Existing EMI card holders need not provide any documents, as your EMI Card carries all the necessary documents that you require.

Pre-approved express personal loan

An emergency personal cash loan can be availed by- Visiting customer portal- Experia, or Nearest Bajaj Finserv branch You can also, SMS EXPRESS to 56070 or Give a missed call to 09266903040

Easy online shopping

Now online shopping gets easy and secured with Bajaj Finserv EMI card. An OTP option is enabled to make your transaction safe. Click here to know more.

Flexi tenor options

You have a range of options to choose your tenor from.

Zero foreclosure charges

You can choose to foreclose your loan anytime without any extra charges.

Preapproved offers

As existing customer, you get exclusive pre-approved offers from time to time, across a host of our partner retailers and manufacturers.

Online account access

You can get all information about your loan like payment schedule, interest certificate, etc., through our customer portal.

User Manual

To know about your Gold EMI Card, how and where to use it, for service links and much more, refer the User Manual.