Difference between EMI Card and Credit Card

Bajaj Finserv’s EMI Card is like carrying a pre-approved loan in your wallet. You can avail of your loan facility to purchase any durable and lifestyle product of your choice. You can apply for Bajaj Finserv’s EMI Card with our durable and lifestyle products loan. If you are an existing customer you can also apply for EMI Card online from your Customer Portal login.

A credit card, also known as ‘plastic card’, is an instrument which is issued by a financial institution that lets the respective card holder purchase goods or services on credit. The interest rate charged are usually very high.

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