When you’re out to purchase LED TV, Smartphone, AC, Laptop, Refrigerator or even a Washing Machine, there’s always that option which is priced higher than your budget but has all the features that you’d have preferred. A usual shopping conundrum.

Shop now on Bajaj Finserv EMI Finance and enjoy a series of benefits:

  • Shop now, pay later.
  • Pay in easy monthly installments that never messes up your financial situation.
  • Do not pay any added interest, just the original price in parts.

Refer our entire list of products that are covered under Bajaj Finserv Durable Finance service.

Durable Finance: Features and Benefits

Durable Finance helps you buy the latest TVs, ACs, refrigerators, and washing machines, etc., on easy EMIs. Read on to know more about Durable Finance eligibility and how to apply for Durable Finance.

Loan amounts of up to Rs.5 lakh

Get a loan of up to Rs.5 lakh to purchase your favourite durable products.

Instant and on the spot approval

Our in-store representatives will help you get an approval in minutes.

Minimal documentation

You will have to submit a few basic documents like driving license, PAN card and fill up a simple application form to get your loan approved.

Nil foreclosure charges

In case you choose to foreclose your Durable Loan anytime during your tenure after the first EMI is paid, you can do so without any added foreclosure charges.

Preapproved offers

As an existing customer of Bajaj Finserv, you will be eligible to get exclusive pre-approved offers from us. These offers may include a top-up loan or even an upgraded treatment from our partner stores or hospital

Learn more about Durable Finance agreements, terms and conditions or have any questions, you can refer to our or can contact us at a nearest Bajaj Finserv office.

Contact Us

Not yet an existing customer?

You’ll be surprised how easy it is to get a Durable Finance loan with Bajaj Finserv even if you’ve never used our services before. Just visit any of our 12000+ retail partner outlets across over 140 cities in the country and our in-store representative shall guide through the entire process. Click here to find the nearest outlet in your city.

For existing customers

Follow these steps to use our toll free IVR

  • Dial 020 3957 5152 (call charges apply) (W.e.f. 2 May 2015)
  • Enter your 7-digit BFL Customer ID
  • Select from various IVR options
  • Access IVR in 10 languages: English, Hindi, Bengali, Marathi, Punjabi, Gujarati, Tamil, Telugu, Kannada and Malayalam
  • Access to all loan details

Email [email protected] for all your queries

SMS updates

SMS <<keyword below>> to +91 92275 64444
GETEMAIL to know your current email address
UPDEMAIL <New email ID> to update your email address
GETADD to know your current mailing address
CUSTID to know your customer ID
LAN to know your Loan Account Number
EMI LAN to know your loan/ EMI details
EXPERIA to know your Experia user name and password
PIN to know your 4 digit EMI card PIN
FEEDBACK to share your valuable feedback
SAT Y Give a positive feedback
SAT N to give a negative feedback
(Your mobile number should be registered with us for this facility). Standard SMS Charges applicable

Visit our branch

  • Change mode of payment (Swapping)
  • Purchase/cancel insurance policy
  • Foreclose loan
  • Claim refund

To know the address of your nearest branch click here.


Follow these simple steps to log on to our Customer Portal (Experia)

  • Visit Customer Portal
  • Log in using your user id and password
  • Access all loan details
  • Manage your loans
  • View special offers