Doctor Loan: Features and Benefits
Loans up to Rs.30 lakh
We provide Doctor Loans up to Rs.30 lakh, the highest loan amount offered by any online loan provider in India.
You can check your Doctor Loan eligibility and documents required
Enjoy a 100% online process – application to approval.
No guarantors and no collaterals
There is no requirement to provide any guarantors or collaterals to avail of our Doctor Loans, even when you apply online.Learn more about how to apply for Doctor Loan online.
Choose from flexible repayment tenors – ranging from 12 months to 60 months.
Flexi Loan account is an industry first facility extended to you by Bajaj Finserv to add flexibility to your finances and help you save more in the long run.
With a Flexi Loan Account, you get a credit limit in your name which you can use as per your need and only pay interest on the amount being used by you and not on the overall credit assigned.
Benefits of flexi loans
Flexi Loan offers many benefits over an existing Term Loan:
- You have the flexibility to pre-pay the loan with idle funds.
- You can re-avail the pre-paid amount within the drop-line facility at any time within the loan tenor timeframe without any additional documentation.
- You save on Interest costs – Interest is payable only on the utilized loan amount. There is no interest levied on the pre-paid amount.
- Seamless, easy, hassle-free online transactions on the Bajaj internet portal– Experia, the self-service account access tool for drawdown and RTGS that allows you to make pre-payments to BFL through Net Banking facility.
- Nil Part payment charges for FLEXI loans
Benefit from pre-approved loan offers from time to time, once you are a customer.
Online account access
You can view all your loan account details and transact on your loan account on our Customer Portal. Log in with your user id / mobile number/ email and password.