Home loan for doctors

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Up to Rs. 2 crore

Flexible tenor options | Quick Processing

Instant Loan Application

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About HL for DL

What is Home loan for Doctors

Bajaj Finserv specially caters to your dreams of ‘owning a house’. Avail quick Home Loan for Doctors with loans up to Rs. 2 Crore and easy approval in 24 hours.

How it helps?


Attractive interest rates that make your Home Loan much more affordable and easy- going on your pocket.


Industry first proposition of Dropline Flexi Loan – with repayment on only amount utilized.


Flexible tenor options ranging up to 240 months.


Easy access to all your transactions & details, with online account access.

Features and Benefits

Features and Benefits

Avail home loan value as high as Rs.2 Cr. Minimal documents with online fund management facility, Property Search Services, & assured door step service to make your experience hassle free.

Line of Credit Facility

Bajaj Finserv is the first non-bank in the country to offer a unique and innovative capability, offering you a combination of Term Loan and Credit Line facility with unique feature to save interest and manage cash flow efficiently. Once you avail the Flexi facility, you stand to benefit by saving interest cost by pre-paying any additional / idle funds that you may have, without any interest being levied on the part-paid amount.

Home Loan Balance Transfer

With Home Loan rates consistently dropping over the years, you might not be happy paying interest at older rates. We have a solution! Now get the remainder of your current Home Loan balance amount refinanced or transferred to/through Bajaj Finserv to enjoy a host of benefits such as:

  • Pay lower monthly instalments.
  • Enjoy your savings for other things that really matter to you and your family.
  • Attractive interest rates that make your Home Loan much more affordable and easier on your pocket.
  • Customized repayment options to suit your needs.

Preapproved offers

As an existing customer of Bajaj Finserv, you will be eligible to get exclusive pre-approved offers from us. These offers may include a top-up loan or even reduction of rates from time to time.

Property Dossier

Property Dossier is another industry first value added service offered to Mortgage customers of Bajaj Finserv. Property Dossier is a customized report that guides the customer through all the legal and technical aspects of owning a property in a simple and crisp manner. It also covers general property knowledge tips as well as all macro factors like property index of the city, important property tips etc.

Property Search Services

Searching for the perfect property is a task that requires proper guidance, at each step. We want to ensure that you get the best possible assistance right from search of the property to purchase of the property.

Quick Processing

Hustle free loan disbursal process with minimal documentation. Your requirements would be completed in a short span of time.

Customized Insurance schemes

Customer can avail insurance cover on the loan availed by Bajaj Finance against payment of one time premium. This premium payment can be funded as part of loan amount to ease burden on customer. There is provision of 0% finance on high ticket premium funded from Bajaj Finance to avail loan.

Online account access

Being a Doctor means being always or mostly on the move. You need a kind of information resource or a tracker that you can access any time anywhere. Home Loan digital customer portal – is that tool. Once you’ve availed a Home Loan from Bajaj Finserv, you can get all information about your loan like payment schedule, interest certificate, repayment track and key information related to your loans through our Home Loan digital customer portal-Experia

Fees and Charges

Fees and Charges

11- 14% Rate of interest

Up to 2% Processing fees

NIL Loan statement charges

NIL Interest & principle statement charges

NIL PDC swap charges

NIL Part prepayment charges*

Rs.1000 EMI bounce charges*

*Applicable following 1st EMI clearnce.

How to Apply

How to Apply

  • Offline: To apply for a Doctor Loan, just write to us at doctorloan@bajajfinserv.in
  • Online: Click here to apply for a Home Loan online.
  • SMS DLM to 9773633633
  • Or Give a missed call on 9266900069

Here are the steps you need to follow when applying for an online Home Loan on our user-friendly website.

Step 1. Fill in your personal details

All you have to do is enter your personal details including your name, date of birth, address, and contact details.

Step 2. Receive confirmation call to know the offer

Representative from Bajaj Finserv will call you within 24 hours with your approved amount.

Step 3. Submit requisite documents

Submit copies of all your documents, including ID, address, signature proof, photographs, employment and income details with our representative.

Step 4: Money-in-bank in 48 hours

Complete verification and disbursal of your loan amount within 48 hours of document pick-up.

So, go ahead! Apply for Home Loan for Doctors with us, get exactly what you want, and be a part of our family.

Eligibility & Documents

Eligibility & Documents

Our Medical Loan for Doctors is available to new as well as existing Doctor Loan customers at Bajaj Finserv. The criteria and documents required for the same are listed below.

Eligible applicants should be:


Super Specialist Doctors (MD/DM/MS) – No Minimum years of experience post-qualification.


Graduate Doctors (MBBS) - Minimum 2 years of post-qualification experience


Dentists Doctors (BDS/MDS) - Minimum 5 years of post-qualification experience


Ayurvedic & Homeopathic Doctors:BHMS/BAMS- Minimum 8 years of post-qualification experience


Homeopathic Doctors: DHMS- Minimum 15 years of post-qualification experience

Documents required are:




Address proof


Signature Proof


Medical Registration Certification


PAN Card


IT Returns & Balance Sheet & P/L Account statement for the last 2 years.


Copy of property paper to be mortgaged.

*Kindly note that the list of documents mentioned is indicative. During loan processing additional documents may be asked for the same will be appropriately communicated to you as and when required



With Bajaj Finserv, you can avail of an Mortgage Doctor Loan ranging from Rs.20 Lakh to Rs. 2 crs
The minimum tenor available for this loan up to 240 months
You can repay through NACH (National Automated Clearing House)
Click here for applying online
For Doctor (Home /Loan Against Property) loan SMS DLM to 9773633633
All our loans come with the Part-Prepayment facility. With this, you can part prepay as much as you want for up to 6 times in a calendar year, post the clearance of your first EMI. Minimum amount should be 3 times of the EMI for Part prepayment

The details regarding the foreclosure and part prepayment charges can be checked here.

LOC stands for Line of Credit, is a facility where you are given a "credit line" and during the term of the facility you pay interest component only on the amount utilized. The monthly instalment for Line of Credit will consist only of the interest amount and will not have a principal component on a monthly basis. The principal amount of loan is to be repaid at the end of the tenure of the facility. To read more click here.

Line of Credit: Customer avails loan and uses the same as a FIXED credit line with renewal option every year. Option to prepay with surplus funds as well as withdraw within the available limit Repayment of interest only every month, applicable on the utilized amount.

Term loan: Customer avails loan and repays in equated installments normally option to prepay with surplus funds, but no withdrawal options. Repayment of interest and principal every month.

Following table explains the cash flow benefit on a sample loan of 20 lacs.

Cash flow benefit in using line of credit:


Term Loan

Line Of Credit

Loan Amount

Rs 20,00,000

Rs 20,00,000





36 months

36 months

Monthly Cash flow

EMI of Rs 73,312

Interest of Rs 31,667

Yearly Cash flow

Rs. 73,312 *12= Rs 8,79,744

Rs 31,667 *12= Rs. 3,80,004 (Subject to full utilization)



Rs. 8,79,744- Rs 3,80,004= Rs. 4,99,740 ( Subject to full utilization)

Calculate the cash flow savings on your loan now by using the LOC calculator – link to the calculator