Small Business Loans for Manufacturers ✔ Industrial Business Financing ✔ Quick Loans upto ₹30 Lakh by Bajaj Finserv ✔ Line of Credit Facility ✔ No Collateral Required

Business Loan for Manufacturers


Increasing overhead expenses, excess Inventory, cost of raw materials can cause a distress in running daily operations.

We at Bajaj Finserv understand the financial burden and hence have designed a unique financial product, business loan for manufacturers to ensure that your business never runs out of working capital for its day-to-day operations.

With its flexible line of credit facility, you can withdraw funds as per your needs, with the added advantage of paying only the interest on the borrowed amount as EMI. Use this facility to stock up on materials and increase production, and repay the principal amount at the end of the loan tenor

Features and Benefits

Loan up to Rs. 30 Lakh

Loan up to Rs. 30 lakh, to fund your working capital requirements whenever required

Line of Credit Facility

Flexible line of credit facility, to let you withdraw and repay funds as per your need for working capital

Doorstep Facility

Once connected, our relationship officer will visit you as per your convenience.

Online Approval

Hassle-free online application process, with online approval

Quick Processing

Approval as early as 24 hours, and disbursal within 48 hours, to fund urgent working capital needs

Minimal Documentation

Minimal documentation, with just one proof of business vintage

Flexible Tenors

Tenors ranging from 12 months to 60 months, to suit your repayment capacities

Exclusive Offers

Exclusive offers, based on the annual turnover of your business

Online Account Management

Complete online management of your loan account, so you can access your money with ease

No Collateral Required

No guarantors or collateral required, to help you get the loan you need without difficulty

Part Prepayment Facility

No charges upon part-prepayment, to ease your financial burden

Eligibility Criteria

Self – employed individuals running a business for a minimum of 3 years

Small business enterprises

Textile manufacturers

Oil Mills

Rice Mills Entities - Partnerships, limited liability partnership, private limited, and closely held limited companies

Other constitution types depending on their profile on a case to case basis.

Fees and Charges

20-26% rate of interest

Up to 2% processing fee

Nil loan statement charges

Nil interest and principle statement charges

2.00% p.m. penal interest

NIL part prepayment charges*

Rs. 1,000 EMI bounce charges*

*Applicable following 1st EMI clearance

Documents Required

Passport size photograph

KYC documents

Business proof: Certificate of business establishment

Audited turnover of the previous year

Bank account statement of at least 2 previous months

How to Apply

Step 1 – Click here to apply

Step 2 – Fill in the mandatory details, and click ‘Submit’

Step 3 – Our representative will get in touch with you with your pre-approved offer

You can also apply by text message. Simply SMS ‘BL’ to 9773633633

Have Questions? Get all your answers here