Business Loan: Features and Benefits
A Business Loan is a great way to secure finance and increase working capital of your business. Read on to know more about the unique benefits of taking a Business Loan from Bajaj Finserv:
Loans up to Rs.30 lakh
You can avail of a Business Loan from Bajaj Finserv up to Rs.30 lakh.
No guarantors. No collateral.
No guarantor or collateral is required to avail a Business Loan from Bajaj Finserv. Our Business Loan terms and conditions are transparent, no hidden clauses.
Flexi Loan account is an industry first facility extended to you by Bajaj Finserv to add flexibility to your finances and help you save more in the long run. With a Flexi Loan Account, you get a credit limit in your name which you can use as per your need and only pay interest on the amount being used by you and not on the overall credit assigned.
Benefits of Flexi Loans
Flexi Loan offers many benefits over an existing Term Loan:
- You have the flexibility to pre-pay the loan with idle funds.
- You can re-avail the pre-paid amount within the drop-line facility at any time within the loan tenor timeframe without any additional documentation.
- You save on Interest costs – Interest is payable only on the utilized loan amount. There is no interest levied on the pre-paid amount.
- Seamless, easy, hassle-free online transactions on the Bajaj internet portal– Experia, the self-service account access tool for drawdown and RTGS that allows you to make pre-payments to BFL through Net Banking facility.
- Nil Part payment charges for FLEXI loans
You will be also intimated about our exclusive pre-approved offers. These offers may include a top-up loan or even reduction of rates from time to time.
Online account access
Get online access to all your loan information once you’ve availed a Business Loan from Bajaj Finserv. You can You can apply for a Business Loan or check out our Business Loan FAQs to know more.