✔ Get Upto 30 Lakh in 2 days ✔ Apply Online ✔ Mininum Documentation ✔ Collateral Free Loans ✔ Check Eligibility ✔ Low Interest Rates ✔ Business Loan Calculator

How to apply for a business loan / SME loan

A: The online way

Step 1: Click here to apply

Step 2: Fill in the mandatory details, & click Submit

Step 3: Our representative will get in touch with you along with your pre-approved offer.

B: Simply SMS

Step 1: SMS ‘BL’ to 9773633633

Step 2: Our representative will get in touch with you along with your pre-approved offer.


Line of Credit

Business loan allows you to avail ‘Line of Credit’ facility, also known as ‘Flexi line’. Line of Credit is a unique credit facility given to our loan applicants, wherein you are approved for certain limit of credit/ loan, for a said duration. The monthly installment for Line of Credit will consist only of the interest amount and will not have a principal component on a monthly basis. The principal amount of loan is to be repaid at the end of the tenure of the facility. Hence, it acts as a big saving arm to your cash flows.

Benefits of Line of Credit

  • Your monthly instalment is only the interest amount charged for the month, unlike any other term loan
  • You can deposit the funds when in access and withdraw fund when required in business, and you will be charged interest only on the amount utilized by you.
  • The limit may drop along the tenor (Dropline) or remain constant throughout the tenor, giving you maximum availability of funds throughout the tenor.
  • No additional cost levied on withdrawals/ drawdowns
  • Access all your loan related information or transactions online at our customer portal
  • Convert your term loan into line of credit, anytime of the year
  • Bullet repayment option available at the end of the year.

Contact Us

Contact us at our toll free number: 020 3957 4151

  • And Enter your 7-digit BFL Customer ID
  • Select from various IVR options
  • Access IVR in 10 languages: English, Hindi, Bengali, Marathi, Punjabi, Gujarati, Tamil, Telugu, Kannada and Malayalam

Or write to us at: [email protected]

Or Visit our office branch. To know the address of your nearest branch Click here

Or access your loan account online at our Experia- customer portal