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About Bajaj Finance Limited

About Bajaj Finance Limited

We believe good is the enemy of great. And this belief fuels the desire to create a better reality every day. Today, we’re the most diversified non-bank in the country financing the widest set of outcomes.

You may think that all banks and non-banks do it, so what’s the big deal? There is.

While you go about acquiring means(finance), we let you do it in the least time and with the least effort. And we ensure your pursuits are not hindered by limited access to finance by extending the biggest ticket sizes across most of our portfolios.

This culture of performance and delivery is central to us. It runs through our products, customer experience and orientation of all employees. Through deep investments in technology, processes and people, we have constantly strived to deliver what we promise.

The net result - you get what you need in lesser time, lesser effort, so that all your life pursuits are hassle-free.

Bajaj Finance Limited has been assigned a long term rating of ‘BB+/stable‘ and short term rating of ‘B’ by S&P Global Ratings

Consumer Finance

Durable Finance
Lifestyle Finance
Digital Product Finance
EMI Card
2 & 3 Wheeler Finance
Personal Loan
Loan against FD
Extended warranty
Gold Loan
Home Loan
Retail EMI
Retailer Finance
Co-branded Credit Card
Co-branded Wallet

Today, we are the top consumer electronics, digital products, lifestyle products and personal loans lenders in India.

SME Finance

Home Loan
Loan against Property
Gold Loan
Lease rental discounting
Business Loan
Loan Against Shares
Professional Loan
Working Capital Loans
Developer Finance
Used Car Finance

Present in the top 40 cities in India, our SME business is growing at the rate comfortably higher than the industry.

Commercial Lending

Vendor Financing
Large Value Lease Rental Discounting
Loans against Securities
Financial Institutions Lending
Light Engineering Finance
Corporate Finance
Warehouse Financing


Fixed Deposit
Mutual Funds

The Fixed Deposit scheme of the company is accredited with the highest degree of safety by CRISIL via FAAA rating.